TlB Annual Report 2009 - Triodos Bank
TlB Annual Report 2009 - Triodos Bank
TlB Annual Report 2009 - Triodos Bank
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<strong>2009</strong> 2008<br />
Risk-weighted assets 1,609,278 1,341,752<br />
Risk-weighted off-balance sheet items 175,934 135,880<br />
Risk-weighted derivatives 9,934 8,490<br />
1,795,146 1,486,122<br />
Capital requirement percentage 8% 8%<br />
Capital requirement amount for credit risk 143,612 118,889<br />
The capital requirement for market risk exclusively concerns exchange rate risk in the case of <strong>Triodos</strong> <strong>Bank</strong>. The<br />
capital requirement is 8% of the net open foreign currency position if the net open foreign currency position is<br />
more than 2% of the actual own funds. The capital requirement is zero if the net open foreign currency position<br />
is less than 2% of the actual own funds.<br />
<strong>2009</strong> 2008<br />
Bottom line of 2% of the actual own funds 6,287 4,160<br />
Net open foreign currency position 1,593 2,915<br />
Capital requirement percentage 0% 0%<br />
Capital requirement amount for market risk — —<br />
The capital requirement for operational risk is 15% of the average income of the previous three years.<br />
<strong>2009</strong> 2008<br />
Total income 2006 n/a 45,964<br />
Total income 2007 59,213 59,213<br />
Total income 2008 73,737 73,737<br />
Total income <strong>2009</strong> 88,336 n/a<br />
Average income previous three years 73,762 59,638<br />
Capital requirement percentage 15% 15%<br />
Capital requirement amount for operational risk 11,064 8,946<br />
TRIODOS BANK - ANNUAL REPORT <strong>2009</strong> 123
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