TlB Annual Report 2009 - Triodos Bank

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TRIODOS BANK’S STATEMENT OF ENVIRONMENTAL POLICY Environmental considerations are an integral part of all Triodos Bank’s activities, and, wherever possible, Triodos actively supports sustainable development. Final responsibility for the environmental policy rests with the Executive Board. Its implementation is the responsibility of every co-worker. The key elements of Triodos Bank’s environmental policy are: 1 in respect of its (bank) financing policy, to focus on activities that aim to deliver sustain able development. 2 to reduce and/or eliminate the environmental impact of its own activities by adopting environmental considerations as an integral part of its operations 3 to comply with all relevant statutory provisions and with all associated rules and agreements 4 to fully inform and train co-workers when necessary, to ensure that Triodos Bank’s environmental policy can be implemented effectively 5 to endeavour to have an open dialogue with all Triodos Bank’s stakeholders, and to report the environmental policy results in the Annual Report, together with targets for future years 6 to strive for continuous improvement and development of the Environmental Management System 7 regular assessment of the implementation of the environmental policy. Triodos Bank’s statement of environmental policy was revised most recently in 2009 by the Executive Board. 80 TRIODOS BANK - ANNUAL REPORT 2009
Environmental key figures absolute quantities /ftes* 2009 2008 2007 2006 2005 Energy consumption Electricity in kWh/fte 2,884 3,075 2,961 2,965 2,305 Gas in m3 /fte 105 101 83 113 124 Business travel By aircraft in km/fte 6,621 6,329 5,651 5,984 5,556 By car in km/fte 2,596 2,416 2,597 2,130 1,926 By public transport in km/fte 809 808 824 607 530 Commuting By car in km/fte 6,229 5,458 5,201 5,708 6,006 By carpool in km/fte 238 131 203 431 442 By public transport in km/fte 3,820 3,642 3,796 4,529 3,450 By bike or on foot in km/fte 808 619 612 901 815 Paper usage In kg/fte 305 334 313 344 413 Co-workers Ftes 477 393 346 294 258 External, temporary co-workers 33 43 40 — — Buildings (absolute figures) Surface area in m2 18,933 15,040 12,546 10,125 7,124 Volume in m3 72,651 55,596 35,836 29,058 20,654 * Ftes: average number of full time co-workers during the year. TRIODOS BANK - ANNUAL REPORT 2009 81
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TlB Annual Report 2009
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Key figures in pounds amounts in mi
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Triodos Bank nv ANNUAL REPORT 2009
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Triodos Group Structure at 1 Januar
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▼ Supervisory Board Annual Report
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Executive Board Annual Report The y
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other inspiring values-driven banks
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Statement of funds entrusted per br
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sustainability levels of the variou
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depository receipt was eur 71, incr
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Triodos Bank The Netherlands 2009 w
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Key figures The Netherlands amounts
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Triodos Bank Belgium The Belgian ba
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Key figures Belgium amounts in thou
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Triodos Bank United Kingdom The fin
Page 33 and 34: Key figures United Kingdom amounts
Page 35 and 36: Triodos Bank Spain The economic cri
Page 37 and 38: Key figures Spain amounts in thousa
Page 39 and 40: Triodos Bank Germany On 1 December
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Page 43 and 44: Triodos Bank Private Banking Privat
Page 45 and 46: Key figures Triodos Bank Private Ba
Page 47 and 48: Triodos Investment Management Triod
Page 49 and 50: in developing countries. The fund d
Page 51 and 52: TRIODOS SICAV II-TRIODOS MICROFINAN
Page 53 and 54: TRIODOS MEERWAARDE AANDELENFONDS (T
Page 55 and 56: Key figures Triodos Investment Mana
Page 57 and 58: Risk Management and Compliance Trio
Page 59 and 60: Lending decisions are made by local
Page 61 and 62: alance sheet and profit and loss ar
Page 63 and 64: isk appetite is economic capital. T
Page 65 and 66: Corporate Governance Triodos Bank i
Page 67 and 68: Statement of institutions with a pa
Page 69 and 70: Stakeholder dialogue Triodos Bank m
Page 71: TRIODOS BANK - ANNUAL REPORT 2009 6
Page 74 and 75: Young co-workers in particular were
Page 76 and 77: salaries. No bonuses were distribut
Page 79 and 80: ▼ Environmental report This repor
Page 81 and 82: WASTE As a result of the ems evalua
Page 83: BASIS OF NOTES AND ENVIRONMENTAL KE
Page 88 and 89: Consolidated balance sheet as at 31
Page 90 and 91: Consolidated statement of changes i
Page 92 and 93: Consolidated cashflow statement for
Page 94 and 95: GOVERNMENT PAPER AND INTEREST-BEARI
Page 96 and 97: TAXATION ON OPERATING RESULT Taxes
Page 98 and 99: The balance sheet value of the bank
Page 100 and 101: Part of the value of securities is
Page 102 and 103: The movement in goodwill paid is as
Page 104 and 105: The movement in equipment is as fol
Page 106 and 107: The movement of the provisions is a
Page 108 and 109: Fair values The following table set
Page 110 and 111: INCOME 20. INTEREST INCOME 2009 200
Page 112 and 113: EXPENSES 26. CO-WORKER AND OTHER AD
Page 114 and 115: The salary expenses and reimburseme
Page 116 and 117: 27. DEPRECIATION, AMORTISATION AND
Page 118 and 119: Segment reporting KEY FIGURES 2009
Page 120 and 121: KEY FIGURES 2008 BY BRANCH AND BUSI
Page 122 and 123: LENDING BY SECTOR IN 2009 in thousa
Page 124 and 125: LENDING BY SECTOR IN 2008 in thousa
Page 126 and 127: Solvency in thousands of EUR The so
Page 128 and 129: Risk management in thousands of EUR
Page 130 and 131: Corporates: 100%; Retail exposures:
Page 132 and 133: Risk-weighted value per country The
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The following table sets out the ac
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Notes: Interest bearing securities
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Solutions for Biotectura is an inno
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Company balance sheet as at 31 Dece
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Company statement of changes in the
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Notes to the company’s financial
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The movement in goodwill paid is as
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36. PROVISIONS 2009 2008 Pension pr
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Auditor’s fees The table below sp
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TO THE ANNUAL GENERAL MEETING OF DE
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Two years ago, Vincent Remy receive
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helping to make sure that we combin
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Board of SAAT MR. J.C. VAN APELDOOR
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MR. J. LAMERS (1948) Jan Lamers is
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Alara in Camden, London, makes cere
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GRI Content Index Triodos Bank prep
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SOCIAL PERFORMANCE INDICATORS: SOCI
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Production Triodos Bank NV 2009 Ann
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TlB Annual Report 2009 - Triodos Bank

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