TlB Annual Report 2009 - Triodos Bank
TlB Annual Report 2009 - Triodos Bank
TlB Annual Report 2009 - Triodos Bank
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WASTE<br />
As a result of the ems evaluation <strong>Triodos</strong> <strong>Bank</strong><br />
will no longer report on the collection of waste<br />
because the waste percentage is so small that<br />
its impact is irrelevant with respect to CO2<br />
emissions. This decision will help improve the<br />
efficiency of the system itself, so the bank can<br />
focus its efforts in critical areas; in particular,<br />
the impact of its loans and investments. This<br />
does not mean reducing and monitoring its<br />
waste is not important. While it will stop<br />
reporting in the same way, <strong>Triodos</strong> <strong>Bank</strong> will<br />
continue to monitor the waste collection process<br />
very carefully. <strong>Triodos</strong> <strong>Bank</strong> collects glass, paper,<br />
food and garden waste separately. In <strong>2009</strong> the<br />
<strong>Bank</strong> also started to collect plastics separately.<br />
WATER<br />
The ems evaluation has also prompted a decision<br />
to stop collecting data on water consumption<br />
in the same way as waste. In <strong>Triodos</strong> <strong>Bank</strong><br />
offices the only use of water is sanitary. <strong>Triodos</strong><br />
<strong>Bank</strong> will continue to monitor the process very<br />
closely so it uses water as sparingly as possible.<br />
The head office in The Netherlands uses<br />
ground water to heat and cool the building, and<br />
rain water is used to flush its toilets.<br />
BUILDINGS INFRASTRUCTURE<br />
<strong>Triodos</strong> <strong>Bank</strong> believes it is important that its<br />
buildings provide a pleasant, stimulating space<br />
for its co-workers to work, and that they have a<br />
minimal environmental footprint. This applies<br />
to all of the <strong>Bank</strong>’s branches. The materials and<br />
products used in all its offices must pass strict<br />
environmental tests. The total floor area<br />
occupied by the <strong>Bank</strong> increased by 26% in<br />
<strong>2009</strong>. This is mostly because of opening new<br />
offices in Spain and Germany.<br />
OUTSOURCING OR PROCUREMENT<br />
External suppliers are assessed according to<br />
social and environmental criteria, including<br />
<strong>Triodos</strong> <strong>Bank</strong>’s own sustainability criteria and<br />
best environmental practice. All the <strong>Bank</strong>’s<br />
suppliers, from caterers to building maintenance<br />
services, are asked to provide information on<br />
their sustainability policy and practice. They<br />
are asked to provide details of labour conditions<br />
for their employees, the necessary permits, and<br />
whether they use environmentally friendly<br />
resources and production processes. If possible,<br />
the <strong>Bank</strong> employs suppliers that are located<br />
close its offices. If appropriate, the <strong>Bank</strong> asks<br />
for a tailor-made approach to sustainability,<br />
including using sustainable raw materials and<br />
sourcing products, in turn, from local suppliers.<br />
The energy-efficiency of office equipment and<br />
environmental impact of other products is used<br />
to inform decisions before buying them.<br />
Through its procurement, <strong>Triodos</strong> <strong>Bank</strong><br />
encourages its suppliers to address social and<br />
environmental issues in a more conscious and<br />
sustainable way.<br />
COMPLIANCE<br />
In <strong>2009</strong>, there were no environmental incidents<br />
or violations of environmental legislation or<br />
regulations to report.<br />
ENVIRONMENTAL PRODUCTS AND SERVICES<br />
As part of the lending process, potential<br />
borrowers are assessed according to their<br />
environmental, social, and/or cultural impact,<br />
to make sure they reflect the values at the heart<br />
of <strong>Triodos</strong> <strong>Bank</strong>. In the case of investment<br />
funds, the <strong>Bank</strong> conducts its own sustainability<br />
analyses. These form one of the criteria for<br />
inclusion in the investment portfolio. Criteria<br />
for exclusion include threats to biodiversity,<br />
violations of environmental legislation and<br />
nuclear energy.<br />
ENVIRONMENTAL PROGRAMME FOR 2010<br />
The most important goals for the environmental<br />
management programme for 2010 are:<br />
• Maintain the focus on reducing paper usage<br />
• Maintaining efforts to further increase the<br />
effectiveness of the Environmental Management<br />
System. This includes a new and structured way<br />
of communicating our environmental impact<br />
internally as well as externally.<br />
• Define a project to measure and monitor the<br />
impact of our loans<br />
• An innovative pilot project to reduce the energy<br />
consumption of our ict operations and data<br />
room.<br />
TRIODOS BANK - ANNUAL REPORT <strong>2009</strong> 77