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TlB Annual Report 2009 - Triodos Bank

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WASTE<br />

As a result of the ems evaluation <strong>Triodos</strong> <strong>Bank</strong><br />

will no longer report on the collection of waste<br />

because the waste percentage is so small that<br />

its impact is irrelevant with respect to CO2<br />

emissions. This decision will help improve the<br />

efficiency of the system itself, so the bank can<br />

focus its efforts in critical areas; in particular,<br />

the impact of its loans and investments. This<br />

does not mean reducing and monitoring its<br />

waste is not important. While it will stop<br />

reporting in the same way, <strong>Triodos</strong> <strong>Bank</strong> will<br />

continue to monitor the waste collection process<br />

very carefully. <strong>Triodos</strong> <strong>Bank</strong> collects glass, paper,<br />

food and garden waste separately. In <strong>2009</strong> the<br />

<strong>Bank</strong> also started to collect plastics separately.<br />

WATER<br />

The ems evaluation has also prompted a decision<br />

to stop collecting data on water consumption<br />

in the same way as waste. In <strong>Triodos</strong> <strong>Bank</strong><br />

offices the only use of water is sanitary. <strong>Triodos</strong><br />

<strong>Bank</strong> will continue to monitor the process very<br />

closely so it uses water as sparingly as possible.<br />

The head office in The Netherlands uses<br />

ground water to heat and cool the building, and<br />

rain water is used to flush its toilets.<br />

BUILDINGS INFRASTRUCTURE<br />

<strong>Triodos</strong> <strong>Bank</strong> believes it is important that its<br />

buildings provide a pleasant, stimulating space<br />

for its co-workers to work, and that they have a<br />

minimal environmental footprint. This applies<br />

to all of the <strong>Bank</strong>’s branches. The materials and<br />

products used in all its offices must pass strict<br />

environmental tests. The total floor area<br />

occupied by the <strong>Bank</strong> increased by 26% in<br />

<strong>2009</strong>. This is mostly because of opening new<br />

offices in Spain and Germany.<br />

OUTSOURCING OR PROCUREMENT<br />

External suppliers are assessed according to<br />

social and environmental criteria, including<br />

<strong>Triodos</strong> <strong>Bank</strong>’s own sustainability criteria and<br />

best environmental practice. All the <strong>Bank</strong>’s<br />

suppliers, from caterers to building maintenance<br />

services, are asked to provide information on<br />

their sustainability policy and practice. They<br />

are asked to provide details of labour conditions<br />

for their employees, the necessary permits, and<br />

whether they use environmentally friendly<br />

resources and production processes. If possible,<br />

the <strong>Bank</strong> employs suppliers that are located<br />

close its offices. If appropriate, the <strong>Bank</strong> asks<br />

for a tailor-made approach to sustainability,<br />

including using sustainable raw materials and<br />

sourcing products, in turn, from local suppliers.<br />

The energy-efficiency of office equipment and<br />

environmental impact of other products is used<br />

to inform decisions before buying them.<br />

Through its procurement, <strong>Triodos</strong> <strong>Bank</strong><br />

encourages its suppliers to address social and<br />

environmental issues in a more conscious and<br />

sustainable way.<br />

COMPLIANCE<br />

In <strong>2009</strong>, there were no environmental incidents<br />

or violations of environmental legislation or<br />

regulations to report.<br />

ENVIRONMENTAL PRODUCTS AND SERVICES<br />

As part of the lending process, potential<br />

borrowers are assessed according to their<br />

environmental, social, and/or cultural impact,<br />

to make sure they reflect the values at the heart<br />

of <strong>Triodos</strong> <strong>Bank</strong>. In the case of investment<br />

funds, the <strong>Bank</strong> conducts its own sustainability<br />

analyses. These form one of the criteria for<br />

inclusion in the investment portfolio. Criteria<br />

for exclusion include threats to biodiversity,<br />

violations of environmental legislation and<br />

nuclear energy.<br />

ENVIRONMENTAL PROGRAMME FOR 2010<br />

The most important goals for the environmental<br />

management programme for 2010 are:<br />

• Maintain the focus on reducing paper usage<br />

• Maintaining efforts to further increase the<br />

effectiveness of the Environmental Management<br />

System. This includes a new and structured way<br />

of communicating our environmental impact<br />

internally as well as externally.<br />

• Define a project to measure and monitor the<br />

impact of our loans<br />

• An innovative pilot project to reduce the energy<br />

consumption of our ict operations and data<br />

room.<br />

TRIODOS BANK - ANNUAL REPORT <strong>2009</strong> 77

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