TlB Annual Report 2009 - Triodos Bank

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In 2009, Triodos Vastgoedfonds bought the Trompenburg villa in Rotterdam, reflecting the fund’s interest in historic buildings. The photograph shows an annex which was built in 2007, providing a contemporary and functional addition to the villa and helping to secure its future.
BASIS OF NOTES AND ENVIRONMENTAL KEY FIGURES The environmental key figures show the total figure for the five branches expressed per fte. The Bank’s temporary co-workers are included in the calculation of the environmental figures. This provides a more realistic picture of the organisation’s actual environmental impact. The co-workers engaged by Triodos MeesPierson are not included in this calculation because they do not use Triodos Bank’s buildings. The co-workers engaged by Triodos Real Estate Development use Triodos Bank’s facilities and are therefore included. The energy figures show the electricity and gas consumption per fte. The figures are derived from invoices and meter readings. The head office in Zeist and the branch in Spain do not use gas. Business travel data shows the number of kilometres per fte travelled by co-workers by public transport, plane, and car - whether in a private car or taxi based on distance declarations or in a company car using mileage readings. Travel by plane and public transport is calculated on the basis of ticket data. Commuting distances are shown per fte and are based on the distance between home and work, as well as on data from interviews or co-worker questionnaires detailing the means of transport used. A car-pooler is defined as a co-worker who shares a car with another co-worker for commuting purposes. Paper usage is calculated using procurement invoices and by calculating the weight of the different types of paper used in each office. The Bank purchased a new office at the end of 2009. This office has not been taken up in the figures because it is not officially in use. The m 2 of the offices in The Netherlands have been corrected because figures from an official measurement in June 2008 are taken into account this year. In 2009 the CO2 emissions were calculated by the Climate Neutral Group for the first time. We now follow the United Nations Environmental Programme methodology to calculate emissions rather than the Greenhouse Gas Protocol that we used in the past. The two methodologies have a lot of similarities, although the unep methodology of calculating CO2 emissions is more relevant to an office environment. The unep methodology uses a more accurate way of calculating CO2 emissions of paper, making a distinction between office use of paper and printed paper that has a higher emission rate. The difference in CO2 emissions between the two calculation methods will be compensated in 2009. Emission of CO2 (equivalents) in thousands of kg 2009* 2008* Electricity Gas consumption 138 83 (heating) 130 57 Paper 600 581 Public Transport 80 66 Car 832 634 Flights 824 676 Total Minus: Compensation 2604 2097 for CO2 credits (2604 (2097) CO2 balance (neutral) CO2 compensation costs 0 0 per tonne (EUR) 12.50** 12.50 * These 2008 figures are calculated using the UNEP methodology of calculating CO2 emissions ** According to The Gold Standard, 50% of the CO2 emissions was compensated by emission reduction projects, representing a value of EUR 15 per tonne of CO2. The other 50% is accounted for by sustainable forestry projects representing a value of EUR 10 per tonne of CO2. TRIODOS BANK - ANNUAL REPORT 2009 79
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TlB Annual Report 2009
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Key figures in pounds amounts in mi
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Triodos Bank nv ANNUAL REPORT 2009
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Triodos Group Structure at 1 Januar
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▼ Supervisory Board Annual Report
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Executive Board Annual Report The y
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other inspiring values-driven banks
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Statement of funds entrusted per br
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sustainability levels of the variou
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depository receipt was eur 71, incr
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Triodos Bank The Netherlands 2009 w
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Key figures The Netherlands amounts
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Triodos Bank Belgium The Belgian ba
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Key figures Belgium amounts in thou
Page 31 and 32: Triodos Bank United Kingdom The fin
Page 33 and 34: Key figures United Kingdom amounts
Page 35 and 36: Triodos Bank Spain The economic cri
Page 37 and 38: Key figures Spain amounts in thousa
Page 39 and 40: Triodos Bank Germany On 1 December
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Page 43 and 44: Triodos Bank Private Banking Privat
Page 45 and 46: Key figures Triodos Bank Private Ba
Page 47 and 48: Triodos Investment Management Triod
Page 49 and 50: in developing countries. The fund d
Page 51 and 52: TRIODOS SICAV II-TRIODOS MICROFINAN
Page 53 and 54: TRIODOS MEERWAARDE AANDELENFONDS (T
Page 55 and 56: Key figures Triodos Investment Mana
Page 57 and 58: Risk Management and Compliance Trio
Page 59 and 60: Lending decisions are made by local
Page 61 and 62: alance sheet and profit and loss ar
Page 63 and 64: isk appetite is economic capital. T
Page 65 and 66: Corporate Governance Triodos Bank i
Page 67 and 68: Statement of institutions with a pa
Page 69 and 70: Stakeholder dialogue Triodos Bank m
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Page 74 and 75: Young co-workers in particular were
Page 76 and 77: salaries. No bonuses were distribut
Page 79 and 80: ▼ Environmental report This repor
Page 81: WASTE As a result of the ems evalua
Page 85: Environmental key figures absolute
Page 88 and 89: Consolidated balance sheet as at 31
Page 90 and 91: Consolidated statement of changes i
Page 92 and 93: Consolidated cashflow statement for
Page 94 and 95: GOVERNMENT PAPER AND INTEREST-BEARI
Page 96 and 97: TAXATION ON OPERATING RESULT Taxes
Page 98 and 99: The balance sheet value of the bank
Page 100 and 101: Part of the value of securities is
Page 102 and 103: The movement in goodwill paid is as
Page 104 and 105: The movement in equipment is as fol
Page 106 and 107: The movement of the provisions is a
Page 108 and 109: Fair values The following table set
Page 110 and 111: INCOME 20. INTEREST INCOME 2009 200
Page 112 and 113: EXPENSES 26. CO-WORKER AND OTHER AD
Page 114 and 115: The salary expenses and reimburseme
Page 116 and 117: 27. DEPRECIATION, AMORTISATION AND
Page 118 and 119: Segment reporting KEY FIGURES 2009
Page 120 and 121: KEY FIGURES 2008 BY BRANCH AND BUSI
Page 122 and 123: LENDING BY SECTOR IN 2009 in thousa
Page 124 and 125: LENDING BY SECTOR IN 2008 in thousa
Page 126 and 127: Solvency in thousands of EUR The so
Page 128 and 129: Risk management in thousands of EUR
Page 130 and 131: Corporates: 100%; Retail exposures:
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Risk-weighted value per country The
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The following table sets out the ac
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Notes: Interest bearing securities
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Solutions for Biotectura is an inno
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Company balance sheet as at 31 Dece
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Company statement of changes in the
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Notes to the company’s financial
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The movement in goodwill paid is as
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36. PROVISIONS 2009 2008 Pension pr
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Auditor’s fees The table below sp
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TO THE ANNUAL GENERAL MEETING OF DE
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Two years ago, Vincent Remy receive
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helping to make sure that we combin
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Board of SAAT MR. J.C. VAN APELDOOR
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MR. J. LAMERS (1948) Jan Lamers is
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Alara in Camden, London, makes cere
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GRI Content Index Triodos Bank prep
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SOCIAL PERFORMANCE INDICATORS: SOCI
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Production Triodos Bank NV 2009 Ann
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TlB Annual Report 2009 - Triodos Bank

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