TlB Annual Report 2009 - Triodos Bank

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MR. J. LAMERS (1948) Jan Lamers is a former CEO of Uitgeversbedrijf Tijd. He is also Chairman of CultuurNet Vlaanderen, CEO of Wereldmediahuis Vzw, CEO of Huize Sterrewijzer vzw and director of I-Propellor NV. He is a Member of Triodos Bank’s Audit and Risk Committee. Jan Lamers was first appointed in 2002 and his present term of appointment expires in 2010. He is of Belgian nationality and owns no Triodos Bank depository receipts. MS. M.A. SCHELTEMA (1954), VICE-CHAIR Margot Scheltema was Financial Director of Shell Nederland BV until the end of 2008. She is a Member of the Supervisory Board of ASR NV and member of the Audit Committee. She is also a member of the Supervisory Board and Financial Committee of the Rijksmuseum and a Member of the Supervisory Board of ECN. Chairwoman of the Board of Governors of the Postgraduate Controller Programme at the VU University Amsterdam, Member of the Advisory Board of Plan Nederland, Member of the AFM External Reporting Committee. She is a member of the Supervisory Board of Triodos Culture Bank BV. She is Vice-Chair of Triodos Bank’s Supervisory Board and Chair of Triodos Bank’s Audit and Risk Committee. Margot Scheltema was first appointed in 2006 and her present term of appointment expires in 2010. She is of Dutch nationality and owns no Triodos Bank depository receipts. MR. H. VOORTMAN (1944), CHAIR Hans Voortman is the former Managing Director of World Wide Fund for Nature (WWF) Netherlands and the former Company Director of MeesPierson. He is also the Chairman of the Supervisory Board of Ark Natuur ontwikkeling, Member of the Boards of Pan Parks and Blijdorp Thandiza Fonds. He is Chair of the bank’s Supervisory Board and a Member of the Nomination and Compensation Committee. Hans Voortman was first appointed in 2001 and his present term of appointment expires in 2013. He is of Dutch nationality and owns no Triodos Bank depository receipts. 156 TRIODOS BANK - ANNUAL REPORT 2009
Verifiers’ declaration Triodos Bank nv asked sgs Nederland bv, Systems & Services Certification, to verify the environmental and social data used in the Annual Report 2009 on Triodos Bank’s activities in Barcelona, Bristol, Brussels, Edinburgh, Frankfurt, London, Madrid and Zeist. Figures have been verified regarding consumption of, water and energy, business transport, commuting, calculation of CO2 balance, the number of employees, the number of women in management positions and absenteeism. VERIFICATION sgs Nederland bv, Systems & Services Certification, examined Triodos Bank’s environmental and co-workers records. By means of random checks and interviews with the environmental managers and administrators sgs Nederland bv, Systems & Services Certification, reviewed how the offices in The Netherlands, Belgium, United Kingdom, Spain and Germany obtained the data in question (including method of registration and calculation) and the accuracy of the figures themselves. OPINION The verification confirms that the data in the Annual Report 2009 match the data in the environmental management system. Furthermore, the verification showed no indications suggestive of inaccuracies in the Annual Report with respect to the information provided on consumption of paper, business transport and commuting, calculation of CO2 balance, number of employees, number of women in management positions, and absenteeism. Spijkenisse, 24 February 2010 sgs Nederland bv, Systems & Services Certification TRIODOS BANK - ANNUAL REPORT 2009 157
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TlB Annual Report 2009
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Key figures in pounds amounts in mi
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Triodos Bank nv ANNUAL REPORT 2009
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Triodos Group Structure at 1 Januar
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▼ Supervisory Board Annual Report
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Executive Board Annual Report The y
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other inspiring values-driven banks
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Statement of funds entrusted per br
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sustainability levels of the variou
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depository receipt was eur 71, incr
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Triodos Bank The Netherlands 2009 w
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Key figures The Netherlands amounts
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Triodos Bank Belgium The Belgian ba
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Key figures Belgium amounts in thou
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Triodos Bank United Kingdom The fin
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Key figures United Kingdom amounts
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Triodos Bank Spain The economic cri
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Key figures Spain amounts in thousa
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Triodos Bank Germany On 1 December
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TRIODOS BANK - ANNUAL REPORT 2009 3
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Triodos Bank Private Banking Privat
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Key figures Triodos Bank Private Ba
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Triodos Investment Management Triod
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in developing countries. The fund d
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TRIODOS SICAV II-TRIODOS MICROFINAN
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TRIODOS MEERWAARDE AANDELENFONDS (T
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Key figures Triodos Investment Mana
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Risk Management and Compliance Trio
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Lending decisions are made by local
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alance sheet and profit and loss ar
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isk appetite is economic capital. T
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Corporate Governance Triodos Bank i
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Statement of institutions with a pa
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Stakeholder dialogue Triodos Bank m
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TRIODOS BANK - ANNUAL REPORT 2009 6
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Young co-workers in particular were
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salaries. No bonuses were distribut
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▼ Environmental report This repor
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WASTE As a result of the ems evalua
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BASIS OF NOTES AND ENVIRONMENTAL KE
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Environmental key figures absolute
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Consolidated balance sheet as at 31
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Consolidated statement of changes i
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Consolidated cashflow statement for
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GOVERNMENT PAPER AND INTEREST-BEARI
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TAXATION ON OPERATING RESULT Taxes
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The balance sheet value of the bank
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Part of the value of securities is
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The movement in goodwill paid is as
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The movement in equipment is as fol
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The movement of the provisions is a
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Fair values The following table set
Page 110 and 111: INCOME 20. INTEREST INCOME 2009 200
Page 112 and 113: EXPENSES 26. CO-WORKER AND OTHER AD
Page 114 and 115: The salary expenses and reimburseme
Page 116 and 117: 27. DEPRECIATION, AMORTISATION AND
Page 118 and 119: Segment reporting KEY FIGURES 2009
Page 120 and 121: KEY FIGURES 2008 BY BRANCH AND BUSI
Page 122 and 123: LENDING BY SECTOR IN 2009 in thousa
Page 124 and 125: LENDING BY SECTOR IN 2008 in thousa
Page 126 and 127: Solvency in thousands of EUR The so
Page 128 and 129: Risk management in thousands of EUR
Page 130 and 131: Corporates: 100%; Retail exposures:
Page 132 and 133: Risk-weighted value per country The
Page 134 and 135: The following table sets out the ac
Page 136 and 137: Notes: Interest bearing securities
Page 138 and 139: Solutions for Biotectura is an inno
Page 140 and 141: Company balance sheet as at 31 Dece
Page 142 and 143: Company statement of changes in the
Page 144 and 145: Notes to the company’s financial
Page 146 and 147: The movement in goodwill paid is as
Page 148 and 149: 36. PROVISIONS 2009 2008 Pension pr
Page 150 and 151: Auditor’s fees The table below sp
Page 152 and 153: TO THE ANNUAL GENERAL MEETING OF DE
Page 154 and 155: Two years ago, Vincent Remy receive
Page 156 and 157: helping to make sure that we combin
Page 158 and 159: Board of SAAT MR. J.C. VAN APELDOOR
Page 162 and 163: Alara in Camden, London, makes cere
Page 164 and 165: GRI Content Index Triodos Bank prep
Page 166 and 167: SOCIAL PERFORMANCE INDICATORS: SOCI
Page 168 and 169: Production Triodos Bank NV 2009 Ann
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