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Le financement des soins infirmiers à domicile en Belgique - KCE

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92 Financing of Home Nursing <strong>KCE</strong> reports 122<br />

GERMANY<br />

Introduction<br />

A special feature of the German Bismarck inspired health care system is the important<br />

role played by self-governing bodies of service providers (professions and health care<br />

organisations) and health insurance funds. Within a legal framework, the medical selfgoverning<br />

bodies (the national associations of doctors and d<strong>en</strong>tists, the German<br />

Hospital Federation and the federal associations of health insurance funds) formulate<br />

and implem<strong>en</strong>t in detail which services will be provided and under which conditions.<br />

Only rather rec<strong>en</strong>tly nurse associations (and other allied professionals) received formal<br />

rights to be consulted in the health care decision-making bodies.<br />

Besi<strong>des</strong> a delegation to nongovernm<strong>en</strong>tal corporatist bodies, the health care system is<br />

characterized by a dec<strong>en</strong>tralized federal organisation with actors organised on the<br />

federal as well as the state (Land) level.<br />

The health care system is based on social health insurance and characterized by three<br />

co-existing schemes.<br />

• The statutory health insurance covers a vast majority of the population (with<br />

mandatory and voluntary membership);<br />

• A smaller part of the population has private health insurance. A smaller group<br />

of people are insured through private health insurance to fully cover health<br />

exp<strong>en</strong>diture. Premiums vary with age, sex and medical history. Separate<br />

premiums have to be paid for spouses and childr<strong>en</strong>.<br />

• A very small part of the population is covered by governm<strong>en</strong>tal sectorspecific<br />

governm<strong>en</strong>tal schemes (military, persons on substitution service,<br />

police, social welfare and assistance for immigrants seeking asylum).<br />

Since the 1980s, Germany implem<strong>en</strong>ted many health care reforms, mainly aiming at<br />

providing more effici<strong>en</strong>t and cost-effective health care services. The most distinct<br />

changes over the last 10 years are the control of freedom of choice in health care use,<br />

improving choice in health insurance, the introduction of long term care insurance and<br />

the increase in out-of-pocket paym<strong>en</strong>ts. Policy makers have rec<strong>en</strong>tly introduced<br />

measures to restrict utilization of services and to provide stronger guidance for<br />

pati<strong>en</strong>ts. Contrary to many countries, German health policy makers are promoting<br />

forms of care that reduce choice for pati<strong>en</strong>ts. The Statutory Health Insurance (SHI)<br />

Modernization Act (GMG) of 2004 and the Statutory Health Insurance Competition<br />

Str<strong>en</strong>gth<strong>en</strong>ing Act (GKV-WSG) of 2007 constitute important turning points. The total<br />

number of sickness funds has decreased steadily after the introduction of the Health<br />

Care Structure Act of 1993 by merging into single g<strong>en</strong>eral regional funds per Land.<br />

In 2004, the Federal Joint Committee (G-BA) x (laid down in Volume Five of the Social<br />

Code Book) was established. All medical professional groups and pati<strong>en</strong>ts are<br />

repres<strong>en</strong>ted in the governing bodies of the G-BA. The G-BA determines the b<strong>en</strong>efit<br />

package of the statutory health insurance and issues legally binding directives for health<br />

care sectors. The G-BA has also be<strong>en</strong> assigned with a range of responsibilities with<br />

respect to quality assurance in the health care system. The G-BA issues directives<br />

governing quality assurance in the ambulatory, inpati<strong>en</strong>t and inter-sectoral spheres. All<br />

directives issued by the G-BA are submitted for approval to the Federal Ministry of<br />

Health (BMG).<br />

The G-BA plays a very important role in ambulatory (outpati<strong>en</strong>t) care too as for<br />

reimbursem<strong>en</strong>t matters, any new provision of care must obtain a positive assessm<strong>en</strong>t<br />

(based on evid<strong>en</strong>ce-based procedures) in terms of b<strong>en</strong>efit and effici<strong>en</strong>cy before it can be<br />

reimbursed by the statutory health insurance funds. The G-BA also issues the directives<br />

to safeguard medical service provision within statutory health insurance.<br />

x http://www.g-ba.de/institution/sys/<strong>en</strong>glish/

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