Automation of SACCOs - FSD Kenya

ii • AUTOMATION OF SACCOS: ASSESSMENT OF POTENTIAL SOLUTIONS
tables and Figures
LIST oF TABLES
Table 1: Scoring rules 8
Table 2: Provisioning rules for loan aging 13
Table 3: Functional requirements 20
Table 4: Technical requirements 22
Table 5: Viable solution minimum 28
Table 6: Cost estimates for tea farmers-based SACCO 30
Table 7: Cost estimates urban SACCO 30
Table 8: Automation considerations 32
LIST oF FIGurES
Figure 1: Illustration of performance drop after system implementation 35
Figure 2: Change processes and interdependence 36
Figure 3: Strategic options for automation 36
Figure 4: Implementation roadmap 45