Barclays plc - Annual Report 2008 - Financial statements - The Group

47 Credit risk (continued)
Credit risk concentrations by industrial sector
2007
Transport,
Postal and Agriculture,
communi- Manufaccation
and turing and
Government Business Wholesale Construction Energy Residential Other Finance
and Central Financial and other and retail and and mortgage personal lease
Banks Services services trade Property water loans lending receivables Total
£m £m £m £m £m £m £m £m £m £m
On-balance sheet:
Cash and balances
at central banks 5,801 – – – – – – – – 5,801
Items in the course
of collection from
other banks 8 1,828 – – – – – – – 1,836
Trading portfolio 58,608 83,790 4,434 3,928 924 4,072 895 1 – 156,652
Financial assets
designated at fair value
held on own account 10,914 23,742 570 699 11,325 396 3,509 98 – 51,253
Derivative financial
instruments 2,886 227,609 2,771 5,567 1, 106 8,031 87 31 – 248,088
Loans and advances
to banks 7,881 32,239 – – – – – – – 40,120
Loans and advances
to customers 2,036 70,699 41,678 38,170 22,288 8,623 106,619 44,208 11,077 345,398
Available for sale
financial investments 8,880 29,693 2,142 249 167 246 – 19 – 41,396
Reverse repurchase
agreements 1,713 179,459 416 735 752 – – – – 183,075
Other assets 270 1,506 542 307 168 5 112 1,056 – 3,966
Total on-balance sheet 98,997 650,565 52,553 49,655 36,730 21,373 111,222 45,413 11,077 1,077,585
Off-balance sheet:
Acceptances and
endorsements – 125 111 91 21 4 – 13 – 365
Guarantees and letters
of credit pledged as
collateral security and
securities lending
arrangements 51 17,021 12,847 1,867 538 2,687 1 680 – 35,692
Commitments 4,511 30,492 26,370 32,388 11, 282 9,961 10,969 66,666 – 192,639
Total off-balance sheet 4,562 47,638 39,328 34,346 11,841 12,652 10,970 67,359 – 228,696
Total 103,559 698,203 91,881 84,001 48,571 34,025 122,192 112,772 11,077 1,306,281
Loans and advances to customers in the above table has been reanalysed between Agriculture, Manufacturing and Wholesale and retail trade,
Residential mortgage loans and Other personal to reflect changes in classification of assets.
3
Financial statements
Barclays PLC Annual Report 2008 269