User Manual

The Money Lender
Banks as we know them today were nonexistent in the Middle Ages, but rich
businessmen would often serve as lenders. But be careful, the interest rates
were often rather high!
There are six options in the lender’s house:
Take up loan
This option will offer you a maximum of five loans – with different conditions depending on the
sum and the repayment period. Loans from lenders in all cities in which you either own an office
or have ships at anchor will be displayed.
Pay off loan
Here you can repay a loan you have taken up earlier. When you click on this button, a list of all
the loans you have taken up in all the cities will be displayed. If you either own an office in these
cities or have a ship there, you can pay them off – completely or partially.
Grant loan
Since you are perhaps a successful merchant yourself, you too can grant loans. The lender will
name up to five interested people and the sums they want to borrow over a certain period. If you
decide to grant one of them a loan, you can specify the interest rate. Then wait for your future
creditor to accept – or decline.
Loans granted
This will list all the loans you have granted: the creditors, the sums, and the repayment dates.
Buy shares
Clever traders will invest their hard-earned money in other businesses. The lender will gladly
inform you about any investments you may make or have made thus far.
Sell shares
If you are low on funds, you could offer the lender shares of your own company instead of
taking up further loans – or you could sell shares of other companies you have previously
acquired.
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