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Discipleship Training Course

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DTC- DISCIPLESHIP TRAINING COURSE

And where the desires of your heart is, that‘s where you will focus,

invest, and be drawn towards.

So the first point in your management structure is to have a vision.

Vision – A plan from which you will work. So for example, if you are

not using a budget, it is to set up a budget. If you desire to live

debt free, it is to work out a plan to get debt free.

Now after you have a vision and a plan to work towards, next is to

prioritise your financial movement.

Priorities – When you have a list of priorities, you will find balance in

your finances, and you will see fruit upon your farm land, and

eliminate distractions. Having priorities is like a farmer preparing the

land before he sows the seed. Following a process that produces

a harvest is the most obvious choice for a farmer. No farmer simply

scatters his seed randomly on any soil hoping it will produce a

harvest. And we should reason in the same manner.

Here is a principle of prioritising your finances:

1. God – tithing, offerings.

2. Debt – accounts, monthly instalments.

3. Saving – annuities, holiday funds etc.

4. Living – day to day living.

5. Spending – luxuries.

Budgeting - Once you have priorities in place then you need to

put it down on paper and put together a budget, the key to a

budget is not writing one, but sticking to it. There is no need to

reinvent the wheel. There are various free budget templates

available online that you can download and tweak for your

needs. Quite a favourable and very user friendly personal or

household budget can be found at www.vertex42.com. These

templates adjust and calculates all figures automatically for your

convenience:

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