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Community Living Services Collective Agreement - British Columbia ...

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CSSBA and CSSEA - <strong>Community</strong> <strong>Living</strong> <strong>Services</strong> (03/2012) Page 43<br />

27.6 Extended Health Plan<br />

(a) The Employer will pay 100% of the monthly premiums for the extended health care plan that will<br />

cover the employee, her spouse and dependent children, provided they are not enrolled in another plan.<br />

(b) Eligible regular employees will be provided with an extended health plan covering 80% of<br />

eligible expenses, $45 deductible per person or family.<br />

(c) There will be coverage for eyeglasses and hearing aids. The allowance for vision care will<br />

be $225 every 24 months and the allowance for hearing aids will be $600 every 48 months.<br />

27.7 Group Life and Accidental Death and Dismemberment<br />

(a) The Employer will pay 100% of the premiums for the group life and accidental death and<br />

dismemberment insurance plans.<br />

(b) The plan will provide basic life insurance in the amount of $50,000 and standard 24 hour<br />

accidental death and dismemberment insurance until age 65. At the age of 65 the amount of coverage<br />

will decrease to $25,000 until the age of 70, at which time the group insurance coverage will cease.<br />

Employees may purchase additional insurance provided this option is available by the carrier. The<br />

Employer will deduct the appropriate amount from the employee's pay for this option.<br />

(c) On termination of employment (excluding retirement) coverage for group life will continue<br />

without premium payment for a period of 31 days during which time the conversion privilege may be<br />

exercised; that is, the individual covered may convert all or part of her group life insurance into any<br />

whole life, endowment or term life policy normally issued by the insurer and the insurer's standard rates<br />

at the time, without medical evidence.<br />

(d) Employees will be entitled to advance payment of Group Life Benefits in accordance with<br />

Memorandum of <strong>Agreement</strong> #7 (RE: Advance Payment of Group Life Benefits).<br />

27.8 Long-Term Disability<br />

The Employer will provide a long-term disability plan.<br />

Note: See Memorandum of <strong>Agreement</strong> #5 (RE: Long Term Disability Plan).<br />

27.9 Payment of Premiums<br />

The sole responsibility of the Employer is to arrange for a carrier to provide the health and welfare<br />

benefits required by the <strong>Collective</strong> <strong>Agreement</strong> and the payment of its share of premiums. Benefit<br />

entitlement will be determined solely by the plan administrator and/or insurance provider.<br />

28.1 Damage to Personal Property<br />

ARTICLE 28 - GENERAL CONDITIONS<br />

Where an employee produces reasonable proof that personal possessions are damaged by a person in the<br />

care or custody of the Employer, the Employer will pay, to a maximum of $150, repair costs, replacement<br />

costs, or personal deductible insurance provided such personal possessions are of a type suitable and/or<br />

authorized for use while on duty. The Employer will pay, once every two years from the date of the<br />

incident for the repair or the replacement cost of prescription eyewear under this article to a maximum<br />

of $250. Replacement and repair costs for eyewear will only be considered after the employee has made<br />

an unsuccessful claim under WorkSafeBC for replacement or repair of the prescription eyewear.<br />

Appropriate receipts will be required to receive reimbursement from the Employer. In the event the<br />

damage is to the employee's automobile, the insurance deductible will be paid to a maximum of $300.

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