Community Living Services Collective Agreement - British Columbia ...

CSSBA and CSSEA - Community Living Services (03/2012) Page 75
Effective Date
• first day of the month following the month in which the employee successfully completes their
probation or trial period not to exceed three months
Amount of Benefit
• $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the
Group Life benefit) for an employee who is less than 65 years of age
• $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the
Group Life benefit) for an employee who is 65 to 69 years of age
• 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or
one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye,
or hearing in both ears and speech
• 75% of principal sum in the event of loss of one arm or one leg
• 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing
in both ears, or speech
• 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four
fingers of one hand
• 12.5% of principal sum in the event of loss of all toes of one foot
Exclusions
• suicide or attempted suicide, while sane or insane
• intentionally self-inflicted injury
• war, insurrection or hostilities of any kind, whether a participant or not in such actions
• participation in any riot or civil commotion
• bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment
thereof
• travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a
valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while
such aircraft is being used for the sole purpose of transportation only - descent from any aircraft
in flight will be deemed to be part of such flight
• committing or attempting to commit a criminal offence or provoking an assault
• in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood
alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood
Continuation of Coverage
• the Employer will continue to pay the AD&D contributions while the employee is receiving sick
pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of
unpaid leave
• coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of
the contributions
• while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will
continue at no cost to the employee or the Employer as long as the employee remains an
employee