02.12.2014 Views

Innovation in European healthcare – what can Sweden learn? - LIF

Innovation in European healthcare – what can Sweden learn? - LIF

Innovation in European healthcare – what can Sweden learn? - LIF

SHOW MORE
SHOW LESS

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

Impact of the reform on patients/<strong>in</strong>sured<br />

• Clear empowerment of citizens<br />

– purchas<strong>in</strong>g power through collective contracts – <strong>in</strong> comb<strong>in</strong>ation with<br />

risk equalisation scheme: more than 1000 collective contracts until<br />

2009<br />

• More <strong>in</strong>dividual choice<br />

• No more health-related discrim<strong>in</strong>ation<br />

• However, problems occurred with specific groups (e.g. self<br />

employed)<br />

– In 2008: 170,000 people (1% of population) rema<strong>in</strong>ed un<strong>in</strong>sured<br />

• Flat rate premiums go up faster than contribution rates<br />

• In 2012 a Dutch family with two parents earn<strong>in</strong>g average<br />

<strong>in</strong>comes spends 25% of the family <strong>in</strong>come on <strong>healthcare</strong><br />

• Premiums (about 14,000 euros/year)<br />

259

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!