Innovation in European healthcare – what can Sweden learn? - LIF

The German health care system is based on an allembracing
social health insurance system
• A social health insurance system, based
on solidarity
• Administered through 144 statutory
health insurance funds (used to be 300 a
few years ago - rapidly decreasing
through mergers)
• Compulsory affiliation up to a certain
income break-point (in 2012, € 4237,50)
11 %
Pension
insurance
Private
insurance
8%
Other
4%
12%
Co-payments drugs
and
dental care, interest,
etc
– ~89 % of the population belong
– Individuals above break-point may bail out
• A multitude of providers - private and
public
General
taxation
(grows
under new
system)
8%
57%
Statutory insurance
• Slowly growing importance of private
health insurance as well as the fully
private market
– 8,95 mill people (10,95% of the population) is fully
privately insured (2011)
Total expenditure on health
as % of GDP
Public expenditure on
health as % of total
11,6 %
76,9 %
30
Private expenditure on
health as % of total
23,1 %