Dit prospectus is gemaakt voor de uitgifte van dit product en ... - Iex

Liquidity risk is an organisation-wide matter and managed by Treasury Rabobank Group in co-operation withRabobank International Global Financial Markets. Methods used to measure liquidity risk include the CA/CLmethod (Core Assets/Core Liabilities). Using various time periods, a quantification is made of the assets,unused facilities and liabilities that are expected to remain on the balance sheet after assumed and closelydefined stress scenarios have occurred. These remaining assets and liabilities are referred to as Core Assetsand Core Liabilities, respectively, and their inter-relationship is the liquidity ratio. A ratio below 1.2 isconsidered adequate and in 2008, this was the case for the scenarios used.Operational riskOperational risk is the risk of direct or indirect losses arising from deficiencies in procedures and systems andfrom human failures or from external events. Rabobank Group has a Group-wide operational risk policy.Decentralised databases are set up at all entities to record operational incidents and report them on a quarterlybasis. In addition, sophisticated instruments are made available to enable robust operational risk managementwithin each Rabobank Group entity. As before, the management of the individual Rabobank Group entities isresponsible for developing policy, processes and procedures to manage operational risk in line with RabobankGroup policy.291