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Health Policy Issues and Health Programmes in ... - Amazon S3

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Arogya Raksha: <strong>Health</strong> Insurance Scheme for Family Welfare Acceptors <strong>in</strong> Andhra Pradesh2. Individual districts will be supplied a requisite number of certificates. The District Medical<strong>and</strong> <strong>Health</strong> Officers (DM&HOs) will ma<strong>in</strong>ta<strong>in</strong> a register for monitor<strong>in</strong>g the furtherdistribution of these of certificates. They will distribute certificates to all Family WelfareProgramme service centres <strong>and</strong> population policy units <strong>and</strong> will enter the serial number <strong>in</strong>the distribution register. For cont<strong>in</strong>uous monitor<strong>in</strong>g, a s<strong>in</strong>gle register, with separate sections(two or three pages for each service centre), will be ma<strong>in</strong>ta<strong>in</strong>ed.3. At the service centres, certificates will be issued <strong>and</strong> ma<strong>in</strong>ta<strong>in</strong>ed <strong>and</strong> <strong>in</strong> a register, the details<strong>and</strong> number of the certificate would be entered. The certificates will be held <strong>in</strong> the safecustody of medical officers.4. Auxiliary nurse midwives (ANMs) will be responsible <strong>in</strong> prepar<strong>in</strong>g for the issue of certificates.At the time of the sterilization procedure, they will <strong>in</strong>form the couples about the health<strong>in</strong>surance scheme <strong>and</strong> make enquiries about whether they hold rice cards (below thepoverty l<strong>in</strong>e), or whether they have only two or fewer surviv<strong>in</strong>g children. If the couple iseligible under the health <strong>in</strong>surance scheme, the ANM will <strong>in</strong>form them, ensur<strong>in</strong>g that theybr<strong>in</strong>g their white ration card (or if they are eligible but do not have a card, an <strong>in</strong>comecertificate from their m<strong>and</strong>al revenue officer), <strong>and</strong> the ANM will issue a certificate regard<strong>in</strong>gthe number of children that the couple has (i.e., two or less).5. After the sterilization surgery is completed, couples eligible under the health <strong>in</strong>surancescheme would, on produc<strong>in</strong>g the two documents above, be issued a health <strong>in</strong>surancecertificate, but only after enter<strong>in</strong>g their particulars <strong>in</strong> the register. These particulars <strong>in</strong>cludetheir names, wife/husb<strong>and</strong> <strong>and</strong> father/mother names, residential address, <strong>and</strong> identificationmarks (moles). Thumb impressions of the spouse undergo<strong>in</strong>g sterilization <strong>and</strong> two children<strong>in</strong>cluded on the <strong>in</strong>surance certificates would be <strong>in</strong> the register <strong>and</strong> on the certificate asadditional identity marks, as well as evidence of the issue of the certificate.6. The certificate would then be put <strong>in</strong> a polythene cover, sealed, <strong>and</strong> given to the couple, withan explanation of the benefits under the scheme <strong>and</strong> procedures for obta<strong>in</strong><strong>in</strong>g them. Thelist of hospitals <strong>in</strong> which these benefits can be availed will also be provided.7. The medical officer of each service centre or population policy unit will send a monthly reportto (1) the concerned <strong>in</strong>surance company branch, (2) the DM&HO, <strong>and</strong> (3) the Commissioner ofFamily Welfare regard<strong>in</strong>g the number of certificates issued that month. This important report<strong>in</strong>dicates how the premium payment to the <strong>in</strong>surance company is adjusted.Avail<strong>in</strong>g the Benefits under the Scheme by Certificate HoldersIn the event that any other <strong>in</strong>dividual covered with an <strong>in</strong>surance certificate becomes sick or is<strong>in</strong>jured <strong>and</strong> feels that it is serious, he or she should go to any one of the hospitals enrolled <strong>in</strong>that scheme, <strong>in</strong> that district or another district, tak<strong>in</strong>g the certificate <strong>and</strong> white ration card.Admission as In-patient1. After verify<strong>in</strong>g the identity of the person to be admitted, the medical officer at the hospitalwould undertake a prelim<strong>in</strong>ary exam<strong>in</strong>ation of the person to determ<strong>in</strong>e whether the personshould be admitted.2. <strong>Health</strong> <strong>in</strong>surance scheme beneficiaries can, upon each hospitalization, avail services,<strong>in</strong>clud<strong>in</strong>g bed charges, diagnostic charges, drugs, surgery charges, <strong>and</strong> any other medical orhealth items, up to Rs 2000 per hospitalization, <strong>and</strong> up to a total of Rs 4000 per year for two or121

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