MLC Life Cover Super MLC Personal Protection Portfolio
MLC Life Cover Super MLC Personal Protection Portfolio
MLC Life Cover Super MLC Personal Protection Portfolio
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Summary ofpolicy upgradesat a glanceUpgrades to <strong>MLC</strong> <strong>Life</strong> <strong>Cover</strong>,Total and Permanent Disability (TPD),Critical Illness and PremiumWaiver insuranceThe products and types of insurance to which these upgradesapply are listed in the table below.UpgradesCheck your policy scheduleto see which of theseupgrades are relevant to you.For moreinformationrefer to<strong>Life</strong> <strong>Cover</strong>Total andPermanentDisabilityCriticalIllnessPremiumWaiverLCS PPP LCS PPP PPP LCS PPPStd Plus Std Plus Ext. Ext. S/A Std Plus S/AFinancial Planning Benefit page 9, 10, 13 • • • • • • •Increases without furthermedical evidencepage 9, 10, 13• • • • • • •TPD definition page 10, 12 • • • • • • •Partial Payment Benefit page 11 • • • • •<strong>Life</strong> <strong>Cover</strong> Buy Back Option page 11, 13 • • • •Child Support Benefit page 14 • •Critical Illness definitions page 15 to 16 • • •Critical Illness Extra BenefitsOption – Additionalcritical conditionsCritical Illness Extra BenefitsOption – Critical Illness Buy Backpage 17 to 18page 18• •• •• Means an improvement appliesLCS <strong>MLC</strong> <strong>Life</strong> <strong>Cover</strong> <strong>Super</strong>PPP <strong>MLC</strong> <strong>Personal</strong> <strong>Protection</strong> <strong>Portfolio</strong>Std Standard Ext. ExtensionS/A Stand-aloneFor definitions of the terms in this table please refer to your ProductDisclosure Statement.Page 4 Making your insurance even betterMaking your insurance even better Page 5
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