- Page 1 and 2: Policy FeesThese fees apply to:•
- Page 3 and 4: Policy fees as at20 May 2013Policy
- Page 5 and 6: Upgrades (continued)Type of insuran
- Page 7: Policy fees as at21 May 2012Policy
- Page 11 and 12: Summary ofpolicy upgradesat a glanc
- Page 13 and 14: ProductupgradesImprovements to Tota
- Page 15 and 16: ProductupgradesNew! Child Support B
- Page 17 and 18: ProductupgradesImproved definitions
- Page 19 and 20: ProductupgradesIncome Protection -
- Page 21 and 22: Insurance from MLCImportant informa
- Page 23 and 24: Policy fees as at12 November 2010Po
- Page 25 and 26: This page has been left blank inten
- Page 27 and 28: Welcome to MLCAt MLC we protect you
- Page 29 and 30: Contents1You’re makingthe right c
- Page 31 and 32: You’re makingthe right choicewith
- Page 33 and 34: Tailoring your insuranceWe also und
- Page 35 and 36: The typesof insuranceofferedMLC Lif
- Page 37 and 38: Life CoverinsuranceLife Cover insur
- Page 39 and 40: How does a claim affect your insura
- Page 41 and 42: How can you structure TPD andLoss o
- Page 43 and 44: Critical IllnessinsuranceCritical I
- Page 45 and 46: Critical conditionCriticalIllnessSt
- Page 47 and 48: Additional critical conditions forw
- Page 49 and 50: Information common toLife Cover, To
- Page 51 and 52: During the first six months after c
- Page 53 and 54: IncomeProtectioninsuranceIncome Pro
- Page 55 and 56: When will MLC pay?Total DisabilityT
- Page 57 and 58: What features are built in?Choice o
- Page 59 and 60:
Extra Benefits Option (for PPP Plus
- Page 61 and 62:
Home assistanceIf MLC is paying you
- Page 63 and 64:
BusinessExpensesinsuranceFor PPP (o
- Page 65 and 66:
How does Business Expensesinsurance
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When won’t MLC waive?MLC will not
- Page 69 and 70:
How itall worksMLC Life Cover Super
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When does your insurance start?If M
- Page 73 and 74:
How is your first premium treated?A
- Page 75 and 76:
Government chargesMLC and the Trust
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Contributing toMLC Life Cover Super
- Page 79 and 80:
Using yourinsuranceHow to claimMLC
- Page 81 and 82:
MLC Life Cover SuperHow can you con
- Page 83 and 84:
Who should use MLC Super Estate Opt
- Page 85 and 86:
Accessing yourMLC Life Cover Super
- Page 87 and 88:
MLC Life Cover SuperWhen is your fi
- Page 89 and 90:
Changing,replacing, transferring,re
- Page 91 and 92:
Transfers out of MLC LifeCover Supe
- Page 93 and 94:
PrivacyNotificationUsing and disclo
- Page 95 and 96:
DefinitionsMLC Life Cover Super PDS
- Page 97 and 98:
Gainfully employedKey person / reve
- Page 99 and 100:
Total and PermanentDisability (TPD)
- Page 101 and 102:
Critical IllnessDefinitionsCritical
- Page 103 and 104:
HIV contracted throughyour workInte
- Page 105 and 106:
Severe osteoporosisSevere rheumatoi
- Page 107 and 108:
Diagnosed multiplesclerosisDiagnose
- Page 109 and 110:
Interim AccidentInsurance Certifica
- Page 111 and 112:
Your application for LCS and/or PPP