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Consumer Protection Act - Finlex

Consumer Protection Act - Finlex

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termination of the credit contract, the creditor shall without delay return thepayments received from the buyer.Section 13 — Prohibition to accept payments during the withdrawal period (1162/1997)The seller shall not accept the selling price, a part thereof or any other paymentbased on the contract of sale from the buyer, nor shall the creditor accept apayment under a credit contract referred to in section 12, until the expiry of thewithdrawal period referred to in section 10.Section 14 — Costs of withdrawal (1162/1997)If the buyer withdraws from the contract, he/she shall only be liable forpayments that under the law applicable to the contract are to be paid before theexpiry of the withdrawal period and which arise from the fulfilment of the formalrequirements of contract or are otherwise by nature subject to public law.Section 15 — Payment of the selling price at the construction stage (1162/1997)If some part of the selling price is agreed to be paid before the building inspectionauthority has approved the housing for use, the advance instalments shall not beso large that they are out of proportion to the value of the performances of theseller at the due dates. At least ten percent of the selling price shall remainunclaimed until the housing has been approved for use and the buyer has had areasonable opportunity to inspect it.Section 16 — Application of the provisions on consumer selling (1162/1997)The provisions of chapter 5 on consumer selling apply, in so far as appropriate,also to selling referred to in this chapter.Section 17 — Sanctions for violation of certain provisions (1162/1997)A business that violates for provisions in sections 3—8, 13 or 15 on marketing orcontracting may, if necessary for consumer protection, be enjoined fromcontinuing such conduct or from repeating such or comparable conduct. Theinjunction and its reinforcement by the threat of a fine shall be subject to theprovisions of chapters 2 and 3.79

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