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It then sweeps the cash into a savings pot held in a ring-fenced Barclays account.
You are also given the option to link to RateSetter to invest your pot in peer-to-peer lending.
Plum has launched a Fee Fighter tool you can use to check how much you have handed
over in fees yourself.
You will need to select your bank and use your online banking login details. The tool will
then be granted read-only access to your transaction history for an hour.
Is it safe? Read-only access means no transactions can be made from your account, the
tool uses FCA authorised TrueLayer technology and the access granted is only temporary.
THIS IS MONEY'S FIVE OF THE BEST CURRENT ACCOUNTS
TSB's Classic Plus account will pay you 3% interest on up to £1,500 and up to £10-a-month
if you maintain two direct debits and make 20 debit card payments each month (until
December 2018). You must pay in £500 a month.
First Direct regularly tops polls for customer service. Its First Account offers £125 for joining
and has a £250 interest-free overdraft. It also now pays cashback for spending with certain
retailers. You must pay in £1,000 or pay a £10 monthly fee.
Santander's 123 account pays 1.5% interest on balances up to £20,000 and also gives 1 to
3% cashback on bills. You need to pay a £5 a month fee, pay in £500 a month and have two
active direct debits.
Natwest pays £125 cash if you switch to the bank. Plus you get 2% cashback on household
bills with its Reward Account. Requires a £1,500 per month deposit.
M&S Bank's current account has a £125 gift card for joining , plus you get an extra £5 a
month top up for the year . It has a £100 fee-free overdraft and no miniumum deposit
criteria.