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Hello. Here's your morning briefing:<br />

Downing Street insists UK will leave customs union The UK is after Brexit, a Downing Street<br />

source has told the BBC. The comment comes amid reports of disagreements among<br />

Conservatives over what future relationship they want with the EU - and calls for Theresa<br />

May to set out clearly what she wants from talks in Brussels.<br />

She and Brexit Secretary David Davis will meet the EU's chief negotiator Michel Barnier<br />

later, ahead of the latest round of discussions getting under way. Citizens rights are among<br />

the potential sticking points this time round. Mr Davis and Mr Barnier will give an update on<br />

how things are going on Friday.<br />

Confused about what the customs union is, and how it differs from the EU's single market?<br />

Freezing temperatures across the UK<br />

Brrrrrrr. It's pretty fresh already and, according to the Met Office, much of the UK is in for<br />

Temperatures in Scotland, Wales and the Midlands could fall as low as -7C. There are<br />

widespread warnings of snow and ice and some 1.5 million tonnes of salt has been<br />

stockpiled in preparation. But there is some good <strong>news</strong> - things are likely to thaw out a little<br />

next week. In the meantime, around the UK and the rest of the world. Lloyds Bank bans<br />

Bitcoin purchases on credit cards<br />

From today customers of Lloyds Banking Group will The ban - affecting Lloyds Bank, Bank<br />

of Scotland, Halifax and MBNA - follows a sharp fall in the value of the digital currency. But<br />

this will not apply to those wishing to buy Bitcoin using debit cards. . The holiday homes<br />

owners can't give away<br />

By Anna Collinson, Victoria Derbyshire programme<br />

"I thought it would be a suitable place for my disabled grandson to visit, because it was a<br />

bungalow that could sleep up to six," says Wendy Barker, describing the countryside holiday<br />

home in which she holds a timeshare. A timeshare usually involves paying a one-off lump<br />

sum in return for being able to use the property for an agreed number of weeks each year,<br />

every year for life. Wendy bought her timeshare with her partner Anne Jackson Blanchard in<br />

2005. For many years the couple enjoyed holidays at the lodge with their family, but Wendy<br />

says it has since turned into a burden - financially and emotionally. "I tried to sell it, tried to<br />

give it away, but nobody wanted it. It's like a disease hanging over me."<br />

Read the full article<br />

What the papers say<br />

The i reports that Theresa may is trying to "soothe" the "hardliners" among Brexit supporters<br />

by ruling out the UK remaining a part of the customs union. Meanwhile, Metro leads on<br />

Home Secretary Amber Rudd telling the BBC's Andrew Marr Show that Conservative MPs<br />

are "more united than critics think". Away from politics, the Daily Express and Daily Mirror<br />

warn that temperatures in the next few days could get as low as -14C.<br />

Daily digest<br />

NHS funding Panel suggests new tax to pay for services in England<br />

Degree value Many graduates gaining "paltry" return for qualification, says ex-skills minister<br />

South Africa Pressure for President Zuma to stand down increases<br />

Superbowl classic Philadelphia Eagles take first title with stunning win over New England<br />

Patriots<br />

Taking flight Why have we got a pilot shortage?<br />

If you see one thing today If you listen to one thing today<br />

Inside Lego's giant house of play<br />

If you read one thing today Lookahead<br />

16:45 The Commons Transport Select Committee hears from Heathrow Airport bosses on<br />

plans for expansion.<br />

20:00 Watford take on Chelsea in the Premier League.<br />

On this day<br />

1982 Pioneering budget airline Laker Airways collapses, owing £270m to banks and other<br />

creditors.

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