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I could not have put it better myself.<br />

There is good <strong>news</strong> for you. Last week, Santander said: ‘As Mr S has not been in this<br />

position before, we have refunded the full £119 as a gesture of goodwill.’<br />

You’re right to smell a rat Mrs C.L. writes: In the past eight days I have had almost daily<br />

calls from two people in the United States who claim to be involved in a hostile takeover of<br />

Essenden plc, which is what they say Georgica has become.<br />

They say that as my husband’s beneficiary, I now hold 3,285 shares in Essenden and a<br />

caller yesterday said they will pay me £13.70 per share. I smell a rat. There is nothing wrong<br />

with your sense of smell. Essenden plc converted to a privately owned limited company in<br />

2015 and its most recent filing to Companies House shows it is owned by just one<br />

shareholder.<br />

Essenden Limited controls Georgica Limited and the group owns and operates a chain of<br />

ten pin bowling alleys. Claims of a hostile takeover bid are nonsense.<br />

All any would-be buyer need do is make a direct approach to the owner. Your callers are<br />

fraudsters who will demand an up-front fee to cover legal costs or taxes. If you pay, you will<br />

never hear from them again.

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