Publication CEPYME500 2017

#BANKINTER
The most recent example within the bank's digital
strategy is the launching of an app for companies
with which Bankinter seeks that both company
managers and their proxies find it easier to carry out
their everyday managing operations. Among the
main functionalities, there is the possibility to allow
the signing of operations in which the client company
appears as proxy, among other options that can be
accessed not only through a computer or tablet, but
also via mobile phone.
This is not the only example of innovation recognised
as a Bankinter hallmark. The bank has pioneered
in the use of new technologies applied to the
improvement of customer services with companies
as a priority area. The organisation, commanded by
María Dolores Dancausa, continues working in the
launching of new products and services that allow
the customer gain speed and efficiency within a multi-channel
strategy.
BANKINTER, THE MOST PROFITABLE BANK WITH THE
BEST ASSET QUALITY
In recent years, Bankinter has done its best to become
the most profitable bank in the Spanish market,
with a return on equity (ROE) on its own resources of
12% at the closing of the first semester of 2017.
Apart from that, it has to be said that Bankinter is one
of the most active banks in credit granting, especially
those intended for companies, and it has increased customer
resources (deposits, funds, and other savings and
investment options). Bankinter adapts and customises
these products in order to meet the corporate needs of
its customers.
It is also one of the main banks in terms of solvency and
business growth. Besides, it is also the organisation
with the best system's asset quality, with a default index
of 3.74%, which is less than half of the sector average.
These data confirm the good risk management traditionally
carried out by the bank, as well as the quality of
its customers.
This strength was reflected in the evolution of the bank's
results, which, in 2016, reached a historic high: Bankinter
earned the record figure of 490 million euros, 30%
more than in the previous year, and with a strong growth
in all of its business lines, despite the environment of
minimum interest rates.
In 2017, the bank's overall objective is driven towards
organic growth in all markets, by particularly targeting
companies.
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