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(39) Other assets
NOTES / BALANCE SHEET
in EUR m 31.12.2004 31.12.2003
Intangible assets 4 2
Other assets 62 59
Prepaid expenses 33 23
Aggregate 100 84
The development and composition of the intangible assets is presented in Note 38 (Schedule of fixed asset transactions.
The intangible assets include goodwill amounting to EUR 3 m (2003: EUR 2 m) that has been checked for
the sustainability of the value assigned to it. Other assets include deferred tax assets of EUR 14 m (2003: EUR 16 m).
Please refer to the table in Note 44 for a breakdown of and information on deferred taxes.
(40) Amounts owed to banks
Repayable on demand Other liabilities
in EUR m 31.12.2004 31.12.2003 31.12.2004 31.12.2003
Austrian banks 70 98 1,552 1,238
Foreign banks 51 35 3,045 2,233
Aggregate 121 133 4,597 3,471
(41) Amounts owed to customers
Repayable on demand Other liabilities
in EUR m 31.12.2004 31.12.2003 31.12.2004 31.12.2003
Austrian customers 108 57 332 339
Corporates 41 24 245 302
Public sector 3 0 81 20
Others 64 32 6 17
Foreign customers 46 51 208 199
Corporates 15 21 54 56
Public sector 0 0 0 0
Others 30 30 154 142
Aggregate 153 107 540 538
(42) Securitised liabilities
of which listed
in EUR m 31.12.2004 31.12.2003 31.12.2004 31.12.2003
Bonds issued 14,052 10,704 10,957 9,358
Money market paper issued 0 0 0 0
Other securitised liabilities 67 58 0 0
Aggregate 14,120 10,761 10,957 9,358
Securitised liabilities include covered bonds in the amount of EUR 2,648 m. In 2005, bonds issued amounting to
EUR 3,348 m will fall due.
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