Download (2.2 MB) - Volksbank AG
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90 NOTES / BALANCE SHEET<br />
Notes to the Investkredit Group Balance Sheet<br />
(29) Cash reserve<br />
This item consists solely of cash and balances with central banks and is identical to the cash and cash equivalents<br />
in the Cash Flow Statement.<br />
(30) Loans and advances to banks<br />
Repayable on demand Other<br />
in EUR m 31.1<strong>2.2</strong>004 31.1<strong>2.2</strong>003 31.1<strong>2.2</strong>004 31.1<strong>2.2</strong>003<br />
Austrian banks 110 123 326 397<br />
Foreign banks 419 156 869 603<br />
Aggregate 529 280 1,195 1,000<br />
(31) Loans and advances to customers<br />
Repayable on demand Other<br />
in EUR m 31.1<strong>2.2</strong>004 31.1<strong>2.2</strong>003 31.1<strong>2.2</strong>004 31.1<strong>2.2</strong>003<br />
Austrian customers 78 48 6,187 5,742<br />
Corporates 47 19 2,031 1,912<br />
Public sector 0 3 3,994 3,686<br />
Others 31 26 161 144<br />
Foreign costumers 52 21 4,456 3,041<br />
Corporates 51 20 2,009 1,819<br />
Public sector 0 0 2,265 1,162<br />
Others 1 0 181 60<br />
Aggregate 130 69 10,643 8,783<br />
This item includes loans and advances of EUR 19.3 m (2003: EUR 1.0 m) in respect of finance lease contracts. The<br />
total of leasing instalments outstanding and residual values not guaranteed is EUR 19.6 m (2003: EUR 1.1 m) and<br />
the aggregate of the interest components not yet earned is EUR 0.4 m (2003: EUR 0.1 m).<br />
(32) Loans and advances to affiliated companies and companies in which an equity<br />
investment is held<br />
Affiliated companies Companies in which an<br />
equity investment is held<br />
in EUR m 31.1<strong>2.2</strong>004 31.1<strong>2.2</strong>003 31.1<strong>2.2</strong>004 31.1<strong>2.2</strong>003<br />
Loans and advances to banks 0 0 0 0<br />
Loans and advances to customers 78 81 117 26<br />
Other assets 11 10 55 42<br />
Aggregate 90 91 172 68
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