Download (2.2 MB) - Volksbank AG
Download (2.2 MB) - Volksbank AG
Download (2.2 MB) - Volksbank AG
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
120<br />
110<br />
100<br />
90<br />
80<br />
70<br />
60<br />
50<br />
40<br />
30<br />
20<br />
10<br />
0<br />
20,000<br />
15,000<br />
10,000<br />
5,000<br />
0<br />
Profit for the year in EUR m<br />
32<br />
42%<br />
30 27<br />
2000<br />
Pre-tax profit for the year<br />
34<br />
30<br />
2001<br />
11,194<br />
23<br />
56<br />
47<br />
2002<br />
32<br />
After-tax profit for the year<br />
1) Cost-income coefficient = General administrative expenses in relation to operating income<br />
Total assets in EUR m<br />
9.7%<br />
8,703<br />
2000<br />
DEVELOPMENT OF THE<br />
INVESTKREDIT GROUP 2000 – 2004<br />
42%<br />
8.4%<br />
2001 2002<br />
Total assets Return on equity – net profit 2)<br />
2) Return on equity = ratio of net profit to average equity<br />
44%<br />
13,479<br />
11.3%<br />
72<br />
48%<br />
60<br />
2003<br />
41<br />
Cost-income ratio 1) in %<br />
99<br />
2004<br />
43%<br />
54<br />
Net profit Cost-income ratio 1)<br />
16,475<br />
2003<br />
12.3%<br />
84<br />
Return on equity 2) in %<br />
21,446<br />
2004<br />
14.6%<br />
60%<br />
50%<br />
40%<br />
30%<br />
20%<br />
10%<br />
0%<br />
20%<br />
15%<br />
10%<br />
5%<br />
0%
Change language