Survey of the American Consumer - GfK MRI

Page 37
FINANCIAL & REAL ESTATE
CREDIT/DEBIT
CARDS
Have
(in your
own name)
You Personally:
487
Used in
the last
12 months
Major Credit/Debit Cards 1 2
American Express Green .................. 01
American Express Gold. ................... 02
American Express Platinum ................ 03
American Express Blue. ................... 04
American Express One Card ............... 05
American Express Open: Small Business ..... 06
Other American Express ................... 07
Diners Club ............................. 08
Discover. ............................... 09
MasterCard Standard ..................... 10
MasterCard Gold. ........................ 11
MasterCard Platinum. ..................... 12
MasterCard World/World Elite ............... 13
MasterCard Debit Card .................... 14
MasterCard BusinessCard (Small Business) ... 15
Visa Regular/Classic ...................... 16
Visa Gold. .............................. 17
Visa Platinum ........................... 18
Visa Signature. .......................... 19
Visa Check Card (Debit) ................... 20
Visa Business (Small Business) ............. 21
Other .................................. 22
Which bank(s) issued your credit/debit card(s)?
Bank of America ......................... 23
Capital One ............................. 24
Chase/Washington Mutual (WaMu). .......... 25
Citibank ................................ 26
Citizens Bank ........................... 27
HSBC ................................. 28
ING Direct .............................. 29
PNC/National City ........................ 30
TD Bank ............................... 31
USAA. ................................. 32
U.S. Bank. .............................. 33
Wells Fargo/Wachovia. .................... 34
Other ................................. 35
Rewards associated with your major credit/debit card(s)
Cash back .............................. 36
Airline miles. ............................ 37
Hotel or Car Rental awards ................. 38
Gifts. .................................. 39
Charitable contribution .................... 40
Gasoline discounts ....................... 41
Other retail discounts ..................... 42
Other .................................. 43
Store Credit Cards (Affiliated/Together with a major credit card)
Department Store ........................ 44
Discount Store. .......................... 45
Other Store ............................. 46
Store Credit Cards (Not Affiliated/Together with a major credit card)
Dillard’s ................................ 47
JCPenney .............................. 48
Lord & Taylor ............................ 49
Macy’s ................................. 50
Nordstrom .............................. 51
Sears. ................................. 52
Target ................................. 53
Walmart. ............................... 54
Other .................................. 55
How many credit/debit cards do you own?
Credit Cards: _ _____________489-0 Debit Cards: ______________ 62N-0
(Write in Number)
(Write in Number)
What is your average monthly expenditure for all credit/debit card
purchases?
Credit Cards: $______________490-0 Debit Cards: $_____________ 62P-0
(Write in Amount)
(Write in Amount)
Do you typically carry a balance on your credit card(s)?
676-0
Never or rarely. .......................... 1
Sometimes ............................. 2
Usually or always. ........................ 3
In the last 12 months, have you accepted a pre-approved credit offer?
Yes. ................................... 4
CREDIT/DEBIT
CARDS (Continued)
For what purpose(s) do you use your credit card(s)?
488-0
Business ............................... 1
Personal ............................... 2
On average, how often do you use a credit card for personal and for
business purchases each month?
62R-0 62S-0
Personal Business
More than 20 times per month ....... 1 1
11-20 times per month ............. 2 2
6-10 times per month .............. 3 3
1-5 times per month ............... 4 4
Less than once a month ............ 5 5
On average, how often do you use a debit card for personal and for
business purchases each month?
Personal Business
More than 20 times per month ....... 6 6
11-20 times per month ............. 7 7
6-10 times per month .............. 8 8
1-5 times per month ............... 9 9
Less than once a month ............ 0 0
LOANS AND
MORTGAGES
You Personally or Jointly:
Acquired
Last
64H Have 12 months
1 2
Home Mortgage (1st) ..................... 01
2nd Mortgage (Home Equity Loan) ........... 02
Mortgage Refinance/Consolidation Loan ...... 03
Auto Loan .............................. 04
Personal Loan for Education (Student Loan) ... 05
Personal Loan, not for Education ............ 06
Personal Line of Credit .................... 07
Home Equity Line of Credit ................. 08
Small Business Loan. ..................... 09
Have you personally taken a short-term loan from a payday loan/
cash-advance company in the last 12 months?
REAL ESTATE
Yes 1 665-0
Which of the following types of property
does your household own and which were
acquired in the last 12 months?
Acquired Number
last 12 of properties
496 Owns months owned
(Write in number)
1 2 61A
Vacation/Weekend Home ............ 01
Farm ............................ 02
Retirement Real Estate .............. 03
Investment Real Estate .............. 04
Have you personally used a real estate agent in the last 12 months to:
497-0
Sell a property .. . . . . . . . . . . . . . . . . . . . . . . . . . 1
Buy a property.. . . . . . . . . . . . . . . . . . . . . . . . . . 2
Other .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
If yes, which real estate agent(s) did you use? 498-0
Century 21. ............................. 1
Coldwell Banker ......................... 2
ERA. .................................. 3
Keller Williams ........................... 4
Re/Max ................................ 5
Other .................................. 6
Was the home you currently occupy: 499-0
Custom built ............................ 1
Already built when you purchased it .......... 2
Was it constructed within the last 12 months?
Yes 3 No 4
Have you personally bought and then sold (“flipped”) a property, for
investment purposes only, in the last 12 months?
Yes 1 No 2 61C-0