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Order No. 4 din 8 March 2012
Published in Part I of Official Gazette No. 179 of 20 March 2009
to become effective as of 20 March 2012. This Order governs the status reports on the
classification of credit-related exposures associated to the payment services and the related
need of credit-risk provisions that are applicable to the entities monitored by the National Bank
of Romania, others than the credit institutions
Considering the provisions of Article 23, paragraph (1) of Law No. 93/2009 on non-bank financial
institutions, as subsequently amended and completed, Article 331, paragraph (1) of Government
Emergency Ordinance No. 113/2009 on payment services, as approved and amended under Law
No. 197/2010, as subsequently amended and completed, Article 36, paragraph (1) of Law No.
127/2011 governing the issuance of electronic money and the Chart of Accounts specified in Order
No. 27/2011 of the National Bank of Romania that approved the Accounting Regulations that are
compliant with EU Directives and that apply to institutions that use NBR’s Accounting Rules, other
than the credit institutions,
According to Article 48 of Law No. 312/2004 governing the Statute of the National Bank of
Romania, Law No. 93/2009, as subsequently amended and completed, Article 186, paragraph (1)
of Government Emergency Ordinance No. 113/2009, as approved and amended as per Law No.
197/2010, as subsequently amended and completed, Law No. 127/2011 and Article 25, paragraph
(2) of Regulation No. 5/2012 of the National Bank of Romania governing the classification of
credits and the creation, regularisation and use of the specific credit-risk provisions, applicable to
the entities that operate under the surveillance of the National Bank of Romania, other than the
credit institutions,
The National Bank of Romania hereby issues the following Order:
CHAPTER I
General provisions
Article 1 - (1) This Order hereby establishes the form and content of the status report form
regarding the classification of the credit-related exposures and exposures associated to the payment
services and their related necessary specific credit-risk provisions, that is sent on a quarterly basis
to the National Bank of Romania, as per Article 25, paragraph (1) of Regulation No. 5/2012 of the
National Bank of Romania governing the classification of credits and the creation, regularisation
and use of specific credit risk provisions applicable to the entities that operate under the surveillance
of the National Bank of Romania, other than the credit institutions, by lenders, as they are defined
under Article 2, letter d) of the same Regulation.
(2) On the other hand, this Order also establishes the ways in which the form specified under
paragraph (1) should be sent to the National Bank of Romania.
Article 2 - Each category of lenders shall fill out the reporting form based on the data posted in
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