Descarca catalogul - ALB

Antoaneta Curteanu
Presedintele ALB
Cuvant inainte
Foreword
Perioada iulie 2011 – iulie 2012, pe care o tratam
in acest anuar, va ramane probabil in istoria
Asociatiei ca una dintre cele mai dificile de la
nasterea ei in 2004. Au trecut 8 ani de la data la
care membrii fondatori au decis sa creeze acest
instrument de lobby al sinergiei unei industrii
ce se definea a fi leasingul si care incepand cu
2006 a fost redefinita ca industria institutiilor
financiare nebancare.
Mandatul membrilor fondatori a fost unul de
constructie a unui cadru legislativ propice unei
asezari si dezvoltari sanatoase a leasingului financiar
si operational in Romania, in contextul
aderarii tarii la Uniunea Europeana. In doi ani
de activitate intensa de lobby Asociatia a reusit
sa “lanseze la apa” trei proiecte importante in
domeniul legislatiei speciale: legea 287/2006 a
leasingului, legea 266/2006 ce defineste cadrul
legislativ al autorizarii, monitorizarii si supravegherii
institutiilor financiare nebancare si
amendarea, in iunie 2006, a articolelor 7, 8 si 25
din Codul fiscal (cu referire la definirea fiscala a
leasingului financiar, operational si a statutului
fiscal al locatorului si locatarului in cele doua
produse principale ale leasingului). Cu acest
pachet legislativ industria leasingului financiar
precum si cea a creditului de consum au pornit,
cu speranta, pe drumul unei dezvoltari concrete
si sanatoase. Cu toate acestea criza care batea
la usa Europei nu a permis acestui sector de activitate
financiara sa atinga maturitatea sa.
The period of time between July 2011 and July
2012 treated in this year-book will probably
remain the most difficult one in the history of
the Association since its establishment in 2004.
Eight years ago the founding members decided
to create this lobby instrument for the synergy
of an industry defined as leasing which was redefined
as the industry of the non-banking financial
institutions in 2006.
The mandate of the founding members was
based on the building of a proper legal framework
for setting up the financial and operational
leasing in Romania on a healthy development
basis in the context of the country’s accession
to the European Union. During two years of
intensive activity the Association managed to
launch three important special legislative projects:
law no. 287/2006, i.e. the leasing law,
law no. 266/2006, i.e. the law defining the legal
framework meant for the authorisation, monitoring
and supervision of the non-banking financial
institutions and, in June 2006, the amendment
of articles 7, 8 and 25 of the Fiscal Code
(related to the fiscal definition of the financial
and operational leasing and of the fiscal statute
of the lessor and of the lessee in the two main
products of the leasing). Based on this legislative
kit the start up of the financial leasing industry
and the consumer credit industry relied
on the expectation of a solid and healthy path of
development. However, the crisis knocking at
the frontiers of Europe did not allow this sector
of financial activity to reach its maturity.
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