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The eligibility and enrollment rules for the U

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Retiree Health Care SPD Effective January 1, 2012<br />

Department of Treasury, issued regulations that apply to health plans <strong>and</strong> programs (referred to<br />

herein as “health plan” or “health plans”) regarding <strong>the</strong> privacy of health in<strong>for</strong>mation.<br />

Underst<strong>and</strong>ing Your Health Record <strong>and</strong> Health In<strong>for</strong>mation<br />

Each time you visit a hospital, physician, or o<strong>the</strong>r healthcare provider, a record of your visit is<br />

made. Typically, this record contains your symptoms, examination <strong>and</strong> test results, diagnoses,<br />

treatment, <strong>and</strong> a plan <strong>for</strong> future care or treatment. This in<strong>for</strong>mation serves as (i) a basis <strong>for</strong><br />

planning your care <strong>and</strong> treatment, (ii) a means of communication among health professionals<br />

who contribute to your care, (iii) a legal document describing <strong>the</strong> care you received <strong>and</strong> a means<br />

by which you or a third-party payer can verify that services billed were actually provided, (iv) a<br />

source of data <strong>for</strong> medical research, (v) a source of in<strong>for</strong>mation <strong>for</strong> public health officials, <strong>and</strong><br />

(vi) a tool by which U.S. Bank can assess <strong>and</strong> work to improve <strong>the</strong> U.S. Bank health programs.<br />

Underst<strong>and</strong>ing what is in your record <strong>and</strong> how your health in<strong>for</strong>mation is used helps you to<br />

ensure its accuracy, better underst<strong>and</strong> who, what, when, where, <strong>and</strong> why o<strong>the</strong>rs may access your<br />

health in<strong>for</strong>mation <strong>and</strong> will help you make more in<strong>for</strong>med decisions when authorizing disclosure<br />

to o<strong>the</strong>rs.<br />

Your Health In<strong>for</strong>mation Rights<br />

Although <strong>the</strong> U.S. Bank health programs have <strong>the</strong> right to use your health in<strong>for</strong>mation in <strong>the</strong><br />

administration of <strong>the</strong> Program, <strong>the</strong> in<strong>for</strong>mation belongs to you. You have <strong>the</strong> right, upon<br />

submitting a written request, (i) to request a restriction on certain uses <strong>and</strong> disclosures of your<br />

in<strong>for</strong>mation, (ii) to receive confidential communication by alternative means or at alternative<br />

locations if disclosure of <strong>the</strong> in<strong>for</strong>mation could endanger you, (iii) to inspect <strong>and</strong> copy your<br />

protected health in<strong>for</strong>mation, (iv) to amend your protected health in<strong>for</strong>mation, (v) to receive a<br />

paper copy of this request, (vi) to obtain an accounting of <strong>the</strong> disclosures of your private health<br />

in<strong>for</strong>mation, <strong>and</strong> (vii) to revoke your authorization to use or disclose health in<strong>for</strong>mation except to<br />

<strong>the</strong> extent that <strong>the</strong> in<strong>for</strong>mation has already been used or disclosed. To submit a written request,<br />

send <strong>the</strong> request to:<br />

U.S. Bank – EP-MN-R2BN<br />

Benefits Administration<br />

4000 W. Broadway<br />

Robbinsdale, MN 55422-2299<br />

U.S. Bank is not required to agree to any restriction that you request on your health in<strong>for</strong>mation.<br />

In addition, U.S. Bank may notify you that it is unable to communicate your health in<strong>for</strong>mation<br />

by alternative means or at alternative locations that you request.<br />

Responsibilities of U.S. Bank<br />

<strong>The</strong> Program is required to maintain <strong>the</strong> privacy of your health in<strong>for</strong>mation, including electronic<br />

health in<strong>for</strong>mation, <strong>and</strong> to provide you with a notice as to <strong>the</strong> legal duties <strong>and</strong> privacy practices<br />

with respect to in<strong>for</strong>mation that <strong>the</strong> Program collects <strong>and</strong> maintains about you. Administrative,<br />

physical <strong>and</strong> technical safeguards have been implemented to protect <strong>the</strong> confidentiality, integrity<br />

<strong>and</strong> availability of health in<strong>for</strong>mation.<br />

<strong>The</strong> Ability of U.S. Bank to Change Its Practices<br />

<strong>The</strong> Program reserves <strong>the</strong> right to amend or change <strong>the</strong>ir practices <strong>and</strong> to make <strong>the</strong> new<br />

provisions effective <strong>for</strong> all protected health in<strong>for</strong>mation maintained by <strong>the</strong> health programs.<br />

Should <strong>the</strong> practices change, <strong>the</strong> Program will provide you with a revised notice. This<br />

communication or revised notice will be provided to you ei<strong>the</strong>r (i) through <strong>the</strong> U.S. mail,<br />

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