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The eligibility and enrollment rules for the U

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Retiree Health Care SPD Effective January 1, 2012<br />

Comprehensive Option, continued<br />

Service 1<br />

Nutritional<br />

Counseling<br />

Orthoptic Training<br />

(Eye muscle<br />

exercise)<br />

Orthoses —<br />

Custom Only<br />

(Custom-made<br />

Orthopedic Shoes,<br />

Arch Supports <strong>and</strong><br />

Foot Orthoses)<br />

Osteopaths<br />

Physical,<br />

Occupational<br />

<strong>and</strong> Speech<br />

<strong>The</strong>rapy<br />

Physician/<br />

Professional<br />

Services<br />

Participating<br />

Provider After<br />

Deductible<br />

Coinsurance 2<br />

Non-<br />

Participating<br />

Provider After<br />

Deductible<br />

Coinsurance 2 Special Notes<br />

You pay 20% You pay 40% Covered when provided by a registered dietician to develop a dietary<br />

treatment plan to treat <strong>and</strong>/or manage medical conditions that require a<br />

special diet (e.g., anorexia, diabetes, gout, etc.).<br />

No coverage <strong>for</strong> non-disease specific counseling, nutritional education<br />

such as general good eating habits, calorie control or dietary<br />

preferences.<br />

You pay 20% You pay 40% Training must be provided by a licensed optometrist or an orthoptic<br />

technician.<br />

You pay 20% You pay 40% Coverage limited to $500 paid by <strong>the</strong> Program per plan year.<br />

No coverage <strong>for</strong> over-<strong>the</strong>-counter products.<br />

You pay 20% You pay 40% If receiving physical <strong>the</strong>rapy or chiropractic services, refer to those<br />

specific services in this chart <strong>for</strong> benefits.<br />

You pay 25% You pay 45% Limited to 50 visits (in outpatient or office setting) paid by <strong>the</strong> plan per<br />

plan year <strong>for</strong> physical <strong>and</strong> occupational <strong>the</strong>rapy combined unless<br />

additional visits are deemed medically necessary.<br />

Limited to 25 visits (in outpatient or office setting) paid by <strong>the</strong> plan per<br />

plan year <strong>for</strong> speech <strong>the</strong>rapy unless additional visits are deemed<br />

medically necessary.<br />

No coverage <strong>for</strong> services primarily educational in nature, vocational<br />

rehabilitation, developmental delay services, self-care <strong>and</strong> self-help<br />

training (non-medical), health clubs <strong>and</strong> spas, learning disabilities <strong>and</strong><br />

disorders, <strong>and</strong> recreational <strong>the</strong>rapy or <strong>for</strong> services not expected to make<br />

measurable or sustainable improvement within a reasonable amount of<br />

time.<br />

You pay 20% You pay 40% Any written prescription written by your provider to be filled at a<br />

pharmacy will be covered by Medco, not BCBS. See <strong>the</strong> “Pharmacy”<br />

section in this SPD <strong>for</strong> more in<strong>for</strong>mation.<br />

Pregnancy <strong>and</strong><br />

Prenatal Care<br />

Clinical Visits<br />

Benefits listed also include visits to convenience clinics such as<br />

MinuteClinic, Take Care or RediClinic.<br />

See “Maternity” in this chart.<br />

Prescription Drugs See <strong>the</strong> “Pharmacy” section in this SPD.<br />

Preventive Care <strong>The</strong> Program Not covered by See <strong>the</strong> “Preventive Care” section in this SPD <strong>for</strong> more in<strong>for</strong>mation.<br />

pays 100%(no<br />

deductible)<br />

<strong>the</strong> Program<br />

Sleep Studies You pay 20% Not covered by No coverage <strong>for</strong> unattended sleep studies, medically appropriate sleep<br />

<strong>the</strong> Program studies if done at patient’s home, SNAP studies or <strong>for</strong> overnight pulse<br />

oximetry to screen patients <strong>for</strong> sleep apnea.<br />

¹ Refer to <strong>the</strong> “Preadmission Notification <strong>and</strong> Prior Authorization <strong>for</strong> BCBS-Administered Benefits” section in this SPD to see if<br />

any action is recommended or required on your part be<strong>for</strong>e receiving <strong>the</strong> service.<br />

² <strong>The</strong> percentage in this column is based on <strong>the</strong> BCBS allowed amount. All coinsurance amounts (unless o<strong>the</strong>rwise noted) are<br />

paid after <strong>the</strong> deductible has been satisfied. Refer to <strong>the</strong> “Health Care Option Summary” section in this SPD <strong>for</strong> <strong>the</strong> deductible<br />

in<strong>for</strong>mation related to your health care option.<br />

44

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