The eligibility and enrollment rules for the U

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Retiree Health Care SPD Effective January 1, 2012 Skilled Care Services that are medically necessary and must be provided by licensed nurses or other providers eligible to develop, provide, and evaluate care. Custodial care and services of a non-medical nature are specifically not included. Care is not considered skilled merely because it is provided by or under the direct supervision of a licensed nurse. Where care or services can be safely and effectively provided by a non-medical person without the direct supervision of a licensed nurse, the care shall not be regarded as skilled care whether or not a skilled nurse actually provides the service. Specialist A doctor with a concentration of training in a specific branch of medicine. Substance Abuse Alcohol or drug dependence as defined in the most recent edition of International Classification of Diseases. Summary Plan Description (SPD) A document – this document – that provides comprehensive information about a given benefit, including eligibility provisions, coverage options and details, and claims procedures. Temporomandibular Joint (TMJ) The connecting hinge between the lower jaw (mandible) and the base of the skull (temporal bone). U.S. Bank Employee Service Center The U.S. Bank interactive voice response (IVR) system, which is available 24 hours a day, seven days a week via touch-tone phone at 1-800-806-7009. The U.S. Bank Employee Service Center enables you to get answers to most questions and complete transactions without the aid of a representative. However, if you need assistance, representatives are available Monday through Friday, 8 a.m. to 8 p.m. CT, excluding holidays. West Employee West Employee designates those individuals who were: • employed by U.S. Bank or U.S. Bancorp before February 27, 2001; • employed before January 1, 2002, and who are classified in the payroll as West Region employees; or • covered under the U.S. Bancorp Retiree Health Care Program before January 1, 2002. Years of Service For purposes of the U.S. Bank Retiree Health Care Program, a Year of Service is defined in the same manner as used to determine vesting service under the U.S. Bank Pension Plan; except that for purposes of determining eligibility to participate in the Program (but not for purposes of calculating Retiree Health Care Credits) if you are involuntarily terminated, any period of time that you are enrolled in subsidized health care benefits will count for purposes of calculating a Year of Service. Except as specifically noted with respect to the inclusion of the period of time that you receive subsidized health care benefits when involuntarily terminated, for purposes of calculating a Year of Service, all of the other requirements of the U.S. Bank Pension Plan will apply. To have a Year of Service, you must work at least “1,000 hours of service,” as determined under the rules of the Pension Plan (including any subsequent changes to the Pension Plan). In 150
Retiree Health Care SPD Effective January 1, 2012 any year that you are employed but do not have a Year of Service (for example a year in which you work less than 1,000 hours), you will not get any credit toward the Retiree Health Care Program for any purpose. Any year in which you do not have a Year of Service will not count toward the required five Years of Service for participation in the Retiree Health Care Program. If you previously worked for an entity acquired by U.S. Bank, your Years of Service toward the Program will include prior service with the acquired entity to the extent the prior service is credited for purposes of the U.S. Bank Pension Plan. If you leave and return to work with U.S. Bank, the “Break in Service” rules from the U.S. Bank Pension Plan will determine whether service predating the break continues to count as a Year of Service under the Program. 151
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The eligibility and enrollment rules for the U

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