The eligibility and enrollment rules for the U
The eligibility and enrollment rules for the U
The eligibility and enrollment rules for the U
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
Retiree Health Care SPD Effective January 1, 2012<br />
What Is Not Covered<br />
<strong>The</strong> following mental health <strong>and</strong> substance abuse services are specifically not covered:<br />
• Services to hold or confine a person under chemical influence when no medical services are<br />
required, except as required by law.<br />
• Marriage counseling or training services.<br />
• Interpersonal relationship counseling.<br />
• Treatment of codependency.<br />
• Custodial <strong>and</strong> supportive care.<br />
• Court-ordered services that are not medically necessary.<br />
• Special education, <strong>the</strong>rapy, counseling or care <strong>for</strong> learning disorders or behavioral problems<br />
whe<strong>the</strong>r or not associated with a manifest mental disorder, mental retardation or o<strong>the</strong>r<br />
disturbance.<br />
• Services related to mental illness that are not listed in <strong>the</strong> most recent edition of <strong>the</strong><br />
International Classification of Diseases.<br />
• Biofeedback.<br />
Preventive Care<br />
As required by law, you are not responsible <strong>for</strong> paying <strong>for</strong> eligible preventive care services<br />
received from an in-network/participating provider. <strong>The</strong>se eligible preventive care services<br />
will be paid by <strong>the</strong> plan at 100%, no deductible. Such services include:<br />
• Evidence-based recommended items or services of <strong>the</strong> United States Preventive Services<br />
Task Force (USPSTF) with a rating of "A" or "B";<br />
• Immunizations recommended from <strong>the</strong> Advisory Committee on Immunization Practices<br />
(ACIP) of <strong>the</strong> Centers <strong>for</strong> Disease Control (CDC); <strong>and</strong><br />
• Evidence-in<strong>for</strong>med preventive care <strong>and</strong> screenings provided <strong>for</strong> in <strong>the</strong> comprehensive<br />
guidelines supported by <strong>the</strong> Health Resources <strong>and</strong> Services Administration (HRSA) <strong>for</strong><br />
infants, children, adolescents <strong>and</strong> women.<br />
Note: Recommended ages <strong>and</strong> populations vary <strong>for</strong> <strong>the</strong> services listed above. Refer to <strong>the</strong> charts in<br />
this section <strong>for</strong> more detailed in<strong>for</strong>mation about eligible preventive care services. In addition,<br />
eligible preventive care services received from an out-of-network/non-participating provider<br />
will not be covered.<br />
Providers are legally required to code <strong>and</strong> bill accurately <strong>for</strong> services <strong>the</strong>y provide to patients.<br />
Covered services are paid based on <strong>the</strong> billing codes used by your provider on <strong>the</strong> claim<br />
submitted to BCBS <strong>for</strong> payment. <strong>The</strong>re<strong>for</strong>e, you may be responsible <strong>for</strong> a portion of <strong>the</strong><br />
preventive care visit when:<br />
– <strong>the</strong> service is not billed as preventive care (including those that may have been received<br />
at <strong>the</strong> same time as your preventive care visit);<br />
– you do not meet <strong>the</strong> criteria (based on age or population) <strong>for</strong> <strong>the</strong> recommendation or<br />
guideline <strong>for</strong> <strong>the</strong> preventive care service; or<br />
– <strong>the</strong> preventive care service was received from an out-of-network/non-participating<br />
provider.<br />
Please call BCBS if you have questions about coverage. Telephone numbers are listed in <strong>the</strong><br />
“Important Resources” section in this SPD.<br />
88