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The eligibility and enrollment rules for the U

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Retiree Health Care SPD Effective January 1, 2012<br />

All plans require <strong>the</strong> use of Accredo (a division of <strong>the</strong> Medco Pharmacy <strong>for</strong> specialty drugs) <strong>for</strong><br />

coverage of certain specialty drugs. See <strong>the</strong> “Specialty Drug Provision” section that follows <strong>for</strong><br />

more in<strong>for</strong>mation about coverage.<br />

Specialty Drug Provision<br />

Specialty drugs are high cost genetically engineered injectables, selected compounds, <strong>and</strong><br />

selected orals designed to target <strong>and</strong> treat small patient populations with chronic, often complex,<br />

diseases, which require challenging regimens <strong>and</strong> a high level of expertise. In order to be<br />

covered, certain specialty drugs used to treat complex conditions must be purchased through<br />

Accredo (a division of <strong>the</strong> Medco Pharmacy <strong>for</strong> specialty drugs) <strong>for</strong> all fills of your prescription,<br />

including your first fill. If you fill <strong>the</strong>se specialty drugs at your Retail Pharmacy, you will receive<br />

no coverage <strong>and</strong> you will be responsible <strong>for</strong> <strong>the</strong> full cost of <strong>the</strong> prescription. Examples of such<br />

conditions include, but are not limited to: Multiple Sclerosis; Rheumatoid Arthritis; HIV/AIDS;<br />

cancer; hepatitis B & C; hemophilia; infertility; <strong>and</strong> growth hormone deficiency. To determine<br />

which specialty drugs are subject to <strong>the</strong>se provisions, call Medco at 1-800-864-1404.<br />

For specialty drugs, you will be charged your regular mail order coinsurance <strong>for</strong> each 30-day<br />

increment. Some medications are dosed or packaged in a quantity/days supply that do not fall<br />

neatly into a one month, two month, three month category or increment. When this is <strong>the</strong> case,<br />

you will pay <strong>the</strong> applicable coinsurance once <strong>for</strong> day’s supply 1-30, <strong>the</strong> applicable coinsurance<br />

amount twice <strong>for</strong> day’s supply 31-60, <strong>and</strong> <strong>the</strong> applicable coinsurance amount three times <strong>for</strong> days<br />

supply 61-90.<br />

Accredo offers an enhanced level of service over your Retail Pharmacy. Features include:<br />

• Fast, easy service from a pharmacy dedicated solely to filling high-cost injectables,<br />

compounds <strong>and</strong> selected oral drugs. <strong>The</strong> pharmacy calls your doctor directly to get your<br />

prescription <strong>and</strong> to get you started on this program. Refills can be ordered by phone.<br />

• Your medication is sent to your home or your doctor free of charge, usually within two days,<br />

once your prescription order is received.<br />

• All supplies such as needles <strong>and</strong> syringes are free <strong>and</strong> sent along with your medication.<br />

• Eliminates concern over <strong>the</strong> Retail Pharmacy not having your drug in stock, a delay in<br />

receiving your medication <strong>and</strong> repeated trips to <strong>the</strong> pharmacy.<br />

• One-on-one member care through toll-free customer service available 24 hours a day, 365<br />

days a year. You <strong>and</strong> your doctor can talk with specially trained staff to answer questions <strong>and</strong><br />

receive consultation from experienced <strong>and</strong> knowledgeable pharmacists <strong>and</strong> nurses.<br />

• Automatic reminders, if you <strong>for</strong>get to refill, to ensure your medication gets to you on time.<br />

Call Medco at 1-800-864-1404 <strong>and</strong> a representative will get you started <strong>and</strong> answer your<br />

questions. <strong>The</strong>y can also tell you if your drug is covered under this provision (e.g., insulin is not<br />

considered a specialty drug), should be ordered through <strong>the</strong> Medco Pharmacy (Medco’s mail<br />

order service) or obtained from a participating Retail Pharmacy. See <strong>the</strong> “Mail Order<br />

Maintenance Drug Provision” section in this SPD <strong>for</strong> more in<strong>for</strong>mation. Any prescription drug<br />

excluded from coverage is also excluded under <strong>the</strong> Specialty Drug Provision.<br />

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