The eligibility and enrollment rules for the U

Retiree Health Care SPD Effective January 1, 2012
MEDICARE ELIGIBLE RETIREES AND
DEPENDENTS TURNING AGE 65
Note: If you are enrolled in Kaiser Colorado, this information does not apply to you. Please see
the separate Kaiser materials.
What Happens When You Turn Age 65 or Become Medicare Eligible before
Age 65
In order to continue coverage under the Program when you turn 65 or become Medicare eligible
before age 65, you must enroll yourself and any Medicare eligible dependents in the
UnitedHealthcare or Medica Plan option available to you in your area. You will receive
information regarding enrollment in the UnitedHealthcare or Medica Plan option approximately
90 days prior to your 65 th birthday. Your enrollment form(s) (for you and any eligible
dependents) must be received by the U.S. Bank Employee Service Center and processed, by the
deadline on your enrollment materials or you will no longer be enrolled in the Program. The
effective date of coverage into the UnitedHealthcare or Medica Plan option will be the first of the
month in which you turn age 65 (as long as your UHC/Medica application has been processed).
If your birthday is on the first day of the month, then your coverage under the UnitedHealthcare
or Medica Plan option will be effective on the first of the prior month (as long as your
UHC/Medica application has been processed). If you become Medicare eligible before age 65,
you must call the U.S. Bank Employee Service Center at 1-800-806-7009 and request enrollment
materials for the UnitedHealthcare or Medica Plan option.
If you have non-Medicare eligible dependents under age 65, your dependent will remain in their
current Program option.
In order to enroll in the UnitedHealthcare or Medica Plan option, you and your Medicare eligible
dependents, must be enrolled in Medicare Parts A and B to receive benefits. If you or your
dependents do not enroll in Medicare Parts A and B, you or your dependents will not be eligible
to continue coverage in the Program.
You will receive a new ID card. You will need to show your new ID card, plus your Medicare
card, to your health care providers when receiving services.
What Happens When a Dependent Turns Age 65 or becomes Medicare
Eligible Before Age 65
If you are already enrolled in the UnitedHealthcare or Medica Plan option, your covered
dependent must enroll in the UnitedHealthcare or Medica Plan option at the time they turn age
65 or when they become Medicare eligible before age 65. Enrollment information will be
provided to your covered dependent 90 days prior to turning age 65. Your dependent must enroll
by the deadline on the enrollment materials or your dependent will no longer be enrolled in the
Program. The effective date of coverage into the UnitedHealthcare or Medica Plan option will be
the first of the month in which your dependent turns age 65 (as long as your UHC/Medica
application has been processed). If your dependent’s birthday is on the first day of the month,
then their coverage under the UnitedHealthcare or Medica Plan option will be effective on the
first of the prior month (as long as your UHC/Medica application has been processed).
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