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Table-7: Percentage Analysis – Opinion on Agents’ Services%Help tofill formsObtainingMedCertificateCollectPremiumAllGenderAge GroupEducationLevelOccupationIncome permonthMaritalStatusFamily TypeEarningMembersFamily SizeMale 68 1 0 29 38Female 32 0 1 13 18Below 25 13 1 0 6 625 to 50 78 0 1 32 45Above 50 9 0 0 4 5School 13 0 0 6 7College 51 0 0 17 34Professional 36 1 1 19 15Agriculture 12 0 0 6 6Business 23 1 0 6 16Employed 50 0 0 20 30Professional 15 0 1 10 4Below 10000 9 0 0 2 710000 to 20000 27 0 0 10 1720000 to 30000 31 1 1 17 12Above 30000 33 0 0 13 20Single 29 0 0 12 17Married 71 1 1 30 39Joint Family 40 0 0 14 26Nuclear Family 60 1 1 28 301 19 0 0 13 62 78 1 1 28 48>=3 3 0 0 1 23 36 0 1 14 214 48 1 0 23 24>=5 16 0 0 5 11[ 90 ] Rai Management Journal
FUTURE CHANGEEXPECTEDAt present when the Health Insurancemarket is growing there are largenumbers of proposals underconsideration with IRDA, InsuranceCompanies, Government Agencies &Corporate bodies. According tonewspaper reports some of these are:-(1) Licenses are now being issued toHealth Insurance companies byIRDA. Star Health was the firsthealth insurance co. which hasbecome operational in early 2006.Apollo DKV started operations inAus 2007. Max, Fortis, Dr ReddyLab has plans to enter thisbusiness.(2) In view of increase in medicationcosts the sum assured limit of Rs.5,00,000 has been increased to Rs.10,00,000. New India is workingon proposal to increase the sumassured limit to Rs 25,00,000. Thisis a welcome step.(3) In view of high claims ratio shouldthere be limit on amount payableon specific disease or treatment.According to recent news item,which appeared in newspaper onJune29, 2005 the proposal is tolimit it at Rs.1,62,000 for heartailment. Customers have reactedunfavourably to this news item.This will be major deterrent tocustomers to go in for HealthInsurance of Rs.5,00,000 or SayRs.10,00,000. This proposal iscontradictory to point 2. Generalopinion emerging is that if this isdone then many customers willreduce their coverage from Rs.5,00,000 to Rs. 2,00,000.(4) Insurance companies arebecoming restrictive in issue ofhealth insurance policies and areconsideringa) Minimum sum assured of Rs. 1lakh.b) Maximum age at entry of 50years or so. Those havingpolicies in force will howevergo on getting renewal ofpolicies. There is a proposal ofintroducing concept of loadingfor senior citizens who areabove 60 years.c) Insurance premium mayincrease by 100% in nearfuture say in 2008 due toPrimeMinister'sannouncement of Rs.2000Crores health insurance planfor poor.(5) Hospitals / Pharma Co's maybecome promoters / investors inhealth insurance companies. Itmay result in better healthcaremanagement as resources can beeffectively utilized for the welfareof the society.(6) Some projections are indicatingthat by 2010 Health Insurancepremium will touch Rs.25,000Crores.(7) Stricter norms will be introducedfor TPA's.(8) Concept of Co pays to getstrengthened so that seniorcitizens have no problem in gettinginsured.December 2010 Vol. 7, Issue 2[ 91 ]
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RaiManagementJournalAn Initiative o
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From the Editor’s DeskIt gives me
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Training Delivery and Methodology i
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The work force ofan organizationbec
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Choice of trainingand delivery meth
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Research studies ofmemory following
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Table -3: Perception of employees r
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Reference• Bhatia, S.K (1989).
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celebrity. Keeping these two things
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Figure IIFigure IIIDecember 2010 Vo
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• The Pepsi Campaign after theInd
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Table showing PERCENTAGE OF FAMILIA
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NAMETable showing PERCENTAGE OF Q-S
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and Irfan Pathan have beenranked at
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REFERENCESBOOKS -• Cloe, E. Kenne
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sations moving forward?In order to
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When studying the essentials of ano
Page 41 and 42: The effectiveness of the currentmot
Page 43 and 44: Fig.3: Ranking of Motivational Fact
Page 46 and 47: It seems clear thatIndian organisat
Page 48 and 49: • Kumar, N. (2001) Soft Ware Indu
Page 51 and 52: table 1. On an average, restaurants
Page 53 and 54: is also a major factor which effect
Page 55 and 56: careful analysis of the market ands
Page 57 and 58: Table 5: Size of the restaurants in
Page 59 and 60: Table 12: Strategy for promoting re
Page 62 and 63: ...there will be atextile boom inIn
Page 64 and 65: apparel industry, be it export ordo
Page 67 and 68: It is clear from table 5 that solep
Page 69 and 70: Table 8: Ranking of various problem
Page 71 and 72: It is evident from table 10 that th
Page 73 and 74: Table 12 shows that the respondents
Page 75 and 76: to more than 100 countries worldwid
Page 77 and 78: An Empirical Study on Indian Health
Page 79 and 80: Table-1: Gross Premium from Busines
Page 81 and 82: On August 15, 2007, the PrimeMinist
Page 83 and 84: data collected from the respondents
Page 85 and 86: Profile, purpose and investingpract
Page 87 and 88: The Percentage Rank Analysis isappl
Page 89 and 90: Based on the Average PercentageAnal
Page 91: OBJECTIVE-3:To study the factors th
Page 95 and 96: Random walks in stock market prices
Page 97 and 98: eported forsome indices.Kok and Lee
Page 99 and 100: SAMPLEFrom the list of Oil and Gas
Page 101 and 102: • Barnes, P. (1986) Thin trading
Page 103 and 104: Thus, this paper has incorporateddi
Page 105 and 106: hypotheses of the information conte
Page 107 and 108: The present study addresses itsobje
Page 109 and 110: Deviations are similarly compared i
Page 111 and 112: The remaining banks did not show an
Page 113 and 114: at this time the Telecom sector had
Page 115 and 116: constant dividend every year on the
Page 118 and 119: Organized retail canbe defined as a
Page 120 and 121: In the midst of the unorganised ret
Page 122 and 123: convenience are some of majorattrib
Page 124 and 125: STATISTICAL ANALYSESThe 475 usable
Page 126 and 127: The Table 4 gives the 6 extracted f
Page 128 and 129: The most significant factor thatdet
Page 130 and 131: • Mulhern, F., and Leone, R., 199
Page 132 and 133: carefully/exactly identified group
Page 134 and 135: interaction effects. Variations in
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Page 138 and 139: Rs.10000 to Rs.20000 prefer maligai
Page 140 and 141: Table 6: Reason for purchasing at a
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Table 9: Monthly income and frequen
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Once “time spent” by the users
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Out of 200 respondents 111responden
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etail stores are facing.VII. PREFER
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From table 22 it can be inferred th
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Role of Relationship in Pharmaceuti
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Wholesaler, animportantmiddleman fo
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... a medicalrepresentative needsto
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ole in selling the products. And74(
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On the Basis ofQualificationOut of
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Figure 7Figure 8[ 160 ] Rai Managem
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Empirical Study On PerformanceMeasu
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these non- productive assets wasalm
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Tools for Analysis:First of all the
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... the commonstrength of theplasti
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adversely. Thus the common problems
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• Nimbalkar .B. Chairman & Managi
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Customersatisfaction and theservice
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The tourismindustry of Indiahas exp
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The hotel industryof India is one o
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Reichheld and sche(2000) embracedth
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Customersatisfaction is verycrucial
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2010 and 2020 respectively whichcal
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• Zineldin, m. (1999), ``explorin
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RNI NO.: DELENG/2004/12383Printed a
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