Emerging Trends and Challenges

Euronet Acquires HiFX
Euronet Business Segments
EFT Processing
epay
21% of 2013 Revenue
43% of Adjusted EBITDA (1)
53% of 2013 Revenue
35% of Adjusted EBITDA (1)
Money Transfer
26% of 2013 Revenue
23% of Adjusted EBITDA (1)
Processes transactions for a
network of 18,311 ATMs and
approximately 68,000 point of
sale (POS) terminals across
Europe, the Middle East and
Asia Pacific
• Provides electronic payment
solutions consisting of:
− ATM cash withdrawal services
− ATM network participation
− Outsourced ATM and POS
management solutions
− Credit and debit card outsourcing
− Card issuing and merchant
acquiring services
Provides electronic
distribution and processing
of prepaid mobile airtime and
other electronic payment
products through a network
of approximately 665,000 POS
terminals across Europe, the
Middle East, Asia Pacific,
North America and South
America
• Provides electronic payment
solutions consisting of:
− Prepaid mobile airtime “top-up”
− Vouchers and physical gift card
fulfillment services
− Gift card distribution and
processing services
Provides global money transfer
services under the brand
names Ria and AFEX through a
worldwide correspondent
network that includes
approximately 216,000
locations
• In addition to money transfer,
services offered include:
− Bill payment services
− Mobile top-up
− Money orders and prepaid debit
cards
− Check cashing services
− Foreign currency exchange services
Source: Company filings.
(1) Euronet defines adjusted EBITDA as net income excluding interest, income tax expense, depreciation, amortization, share-based compensation expenses
and other non-operating or non-recurring items that are considered expenses under U.S. GAAP.
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