Emerging Trends and Challenges

PayPal Acquires Xoom for $890 mm
Xoom: Selected Business / Financial Metrics (cont.)
Revenue per Transaction / YoY Growth Rate % (3)
Est. ~$2.30 / transaction
Rupee impact based on
$6mm revenue impact (1)
~$1.10 / transaction
due to Rupee impact (1)
$12.6 $12.7
$11.9
$11.4 $11.8
$12.8
$12.2
$11.7
$12.4 $12.5 $12.2 $12.7 $12.4
20%
4%
7%
-5%
-9%
-6%
-18%
-7%
3%
6%
10% 9%
0%
1Q12 2Q12 3Q12 4Q12 1Q13 2Q13 3Q13 4Q13 1Q14 2Q14 3Q14 4Q14 1Q15
Revenue per Active Customer (2) / YoY Growth Rate % (3)
$29.5
$31.9
Est. ~$6.53 / customer
Rupee impact based on
$6mm revenue impact (1)
$27.9 $28.3 $28.5
$35.9
~$3.01 / transaction
due to Rupee impact (1)
$32.1 $30.2
$31.8
$33.5
$31.9
$34.4
$32.7
19% 19%
-3%
-6%
-3%
-8%
4%
7%
12%
14%
10%
14%
3%
1Q12 2Q12 3Q12 4Q12 1Q13 2Q13 3Q13 4Q13 1Q14 2Q14 3Q14 4Q14 1Q15
88
Source: SEC filings and earnings press release.
(1) Based on management commentary on 3Q14 earnings call that $3 mm revenue impact in 3Q13 corresponded to $300mm GSV impact.
(2) Reflects customers who have sent at least one transaction during the last twelve month trailing period.
(3) YoY Growth percentage adjusted to remove affect of Rupee.