MD&A and Financial Statements (PDF) - Banco Itaú

c) Other sundry liabilities
09/30/2010 09/30/2009
Provisions for contingent liabilities (Note 12b)
7,851,953 8,496,186
Provisions for sundry payments
2,082,527 1,947,971
Personnel provision
1,437,445 1,273,277
Sundry creditors - local
845,072 765,496
Sundry creditors - foreign
610,562 208,288
Liabilities for official agreements and rendering of payment services
1,204,901 447,230
Related to insurance operations
994,966 1,110,943
Liabilities for purchase of assets and rights
55,435 13,182
Creditors of funds to be released
609,824 316,156
Funds from consortia participants
80,249 144,613
Provision to cover actuarial deficit (Note 19c)
135,987 121,674
Provision for integration expenditures with ITAÚ UNIBANCO merger (1)
312,335 978,978
Provision for health insurance (2)
603,841 540,808
Expenses for lease interests (Note 4i)
163,635 122,889
Other
151,147 290,569
Total
17,139,879 16,778,260
(1) Provision set up at 12/31/2008 to cover expenditures on communication with customers, adequacy of systems and personnel;
(2)
Provision set up to cover possible future deficits up to the total discontinuance of the portfolio, arising from the difference of
adjustments to monthly installments, authorized annually by the regulatory body, and the actual variation of hospital costs that
affect the compensation of claims (Note 13i).
In ITAÚ UNIBANCO HOLDING, Other Sundry Liabilities are basically composed of Liabilities for Share-
Based Instruments.
Itaú Unibanco S.A. – - September0, 2010 124