MD&A and Financial Statements (PDF) - Banco Itaú
MD&A and Financial Statements (PDF) - Banco Itaú
MD&A and Financial Statements (PDF) - Banco Itaú
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ITAÚ UNIBANCO HOLDING S.A.<br />
Consolidated Balance Sheet (Note 2a)<br />
(In thous<strong>and</strong>s of Reais)<br />
ASSETS<br />
09/30/2010 09/30/2009<br />
CURRENT ASSETS<br />
502,876,792 460,563,720<br />
CASH AND CASH EQUIVALENTS<br />
11,063,416 10,325,257<br />
INTERBANK INVESTMENTS (Notes 4b <strong>and</strong> 6)<br />
111,816,439 133,856,473<br />
Money market 95,757,805 117,443,167<br />
Money market – Assets Guaranteeing Technical Provisions – SUSEP (Note 11b) 3,397,239 666,155<br />
Interbank deposits 12,661,395 15,747,151<br />
SECURITIES AND DERIVATIVE FINANCIAL INSTRUMENTS (Notes 4c, 4d <strong>and</strong> 7)<br />
110,184,583 96,521,784<br />
Own portfolio 32,120,828 29,792,900<br />
Subject to repurchase commitments 10,578,242 6,516,093<br />
Pledged in guarantee 8,121,431 8,097,453<br />
Deposited with the Central Bank 2,254,705 5,271,926<br />
Derivative financial instruments 7,443,791 6,580,080<br />
Assets guaranteeing technical provisions - PGBL/VGBL fund quotas (Note 11b) 43,621,488 36,403,697<br />
Assets guaranteeing technical provisions – other securities (Note 11b) 6,044,098 3,859,635<br />
INTERBANK ACCOUNTS<br />
65,607,849 16,955,733<br />
Pending settlement 3,439,138 3,413,787<br />
Central Bank deposits 62,090,097 13,383,914<br />
National Housing System (SFH) 8,775 70,260<br />
Correspondents 69,839 82,505<br />
Interbank onlending - 5,267<br />
INTERBRANCH ACCOUNTS<br />
73,019 50,926<br />
LOAN, LEASE AND OTHER CREDIT OPERATIONS (Note 8)<br />
150,494,689 137,121,238<br />
Operations with credit granting characteristics (Note 4e) 163,803,876 151,641,187<br />
(Allowance for loan losses) (Note 4f) (13,309,187) (14,519,949)<br />
OTHER RECEIVABLES<br />
51,114,342 62,655,037<br />
Foreign exchange portfolio (Note 9) 20,183,399 33,368,298<br />
Income receivable 938,156 651,284<br />
Transactions with credit card issuers (Note 4e) 11,824,070 7,918,689<br />
Receivables from insurance <strong>and</strong> reinsurance operations (Notes 4nl <strong>and</strong> 11b) 3,775,196 3,317,136<br />
Negotiation <strong>and</strong> intermediation of securities 2,549,953 2,447,821<br />
Sundry (Note 13a) 11,843,568 14,951,809<br />
OTHER ASSETS (Note 4g)<br />
2,522,455 3,077,272<br />
Assets held for sale 196,132 407,275<br />
(Valuation allowance) (74,294) (104,852)<br />
Unearned premiums of reinsurance (Note 4nl) 563,900 645,531<br />
Prepaid expenses (Note 13b) 1,836,717 2,129,318<br />
LONG-TERM RECEIVABLES<br />
173,096,297 141,876,364<br />
INTERBANK INVESTMENTS (Notes 4b <strong>and</strong> 6)<br />
666,968 4,107,734<br />
Money market 40,170 1,101,257<br />
Money market – Assets Guaranteeing Technical Provisions – SUSEP (Note 11b) 136,050 2,156,948<br />
Interbank deposits 490,748 849,529<br />
SECURITIES AND DERIVATIVE FINANCIAL INSTRUMENTS (Notes 4c, 4d <strong>and</strong> 7)<br />
31,694,235 26,054,528<br />
Own portfolio 21,181,454 11,373,391<br />
Subject to repurchase commitments 3,955,759 2,210,081<br />
Pledged in guarantee 474,861 1,959,772<br />
Deposited with the Central Bank 86,793 4,197,841<br />
Derivative financial instruments 3,456,844 1,904,502<br />
Assets guaranteeing technical provisions – other securities (Note 11b) 2,538,524 4,408,941<br />
INTERBANK ACCOUNTS - National Housing System (SFH)<br />
561,839 474,568<br />
LOAN, LEASE AND OTHER CREDIT OPERATIONS (Note 8)<br />
105,256,300 75,909,821<br />
Operations with credit granting characteristics (Note 4e) 115,230,940 85,458,145<br />
(Allowance for loan losses) (Note 4f) (9,974,640) (9,548,324)<br />
OTHER RECEIVABLES<br />
33,927,377 33,782,734<br />
Foreign exchange portfolio (Note 9) 387,150 2,354,347<br />
Sundry (Note 13a) 33,540,227 31,428,387<br />
OTHER ASSETS – Prepaid expenses (Notes 4g <strong>and</strong> 13b)<br />
989,578 1,546,979<br />
PERMANENT ASSETS<br />
10,275,355 9,958,850<br />
INVESTMENTS (Notes 4h <strong>and</strong> 15a II)<br />
2,226,272 2,283,674<br />
Investments in affiliates 1,084,678 1,364,672<br />
Other investments 1,320,280 1,091,652<br />
(Allowance for loan losses) (178,686) (172,650)<br />
FIXED ASSETS (Notes 4i <strong>and</strong> 15b)<br />
4,697,805 4,072,414<br />
Real estate in use 4,451,695 4,373,680<br />
Other fixed assets 6,830,232 6,535,196<br />
(Accumulated depreciation) (6,584,122) (6,836,462)<br />
OPERATING LEASE ASSETS (Note 4j)<br />
4,241 15,231<br />
Leased assets 18,553 32,794<br />
(Accumulated depreciation) (14,312) (17,563)<br />
GOODWILL (Notes 4k <strong>and</strong> 15b)<br />
74,467 -<br />
INTANGIBLE ASSETS (Notes 4l <strong>and</strong> 15b)<br />
3,272,570 3,587,531<br />
Acquisition of rights to credit payroll 2,459,345 2,588,114<br />
Other intangible assets 2,691,118 2,291,588<br />
(Accumulated amortization) (1,877,893) (1,292,171)<br />
TOTAL ASSETS<br />
686,248,444 612,398,934<br />
<strong>Itaú</strong> Unibanco S.A. – - September0, 2010 60