Monthly Bulletin April 2008 - European Central Bank - Europa

EURO AREA
STATISTICS
Financial
markets
4.5 MFI interest rates on euro-denominated deposits and loans by euro area residents
(percentages per annum; outstanding amounts as end-of-period, new business as period average, unless otherwise indicated)
4. Interest rates on deposits (outstanding amounts)
Deposits from households Deposits from non-financial corporations Repos
Overnight 1) With agreed maturity Redeemable at notice 1),2) Overnight 1) With agreed maturity
Up to 2 years Over 2 years Up to 3 months Over 3 months Up to 2 years Over 2 years
1 2 3 4 5 6 7 8 9
2007 Mar. 1.02 3.16 3.05 2.39 3.14 1.71 3.61 3.93 3.54
Apr. 1.04 3.23 3.06 2.42 3.20 1.75 3.67 3.93 3.59
May 1.06 3.30 3.03 2.43 3.25 1.78 3.72 3.96 3.66
June 1.08 3.39 3.04 2.42 3.32 1.77 3.87 3.99 3.79
July 1.10 3.49 3.02 2.45 3.40 1.81 3.92 4.00 3.85
Aug. 1.14 3.58 3.03 2.53 3.46 1.89 4.03 4.07 3.89
Sep. 1.16 3.68 3.06 2.58 3.50 1.91 4.13 4.09 3.93
Oct. 1.17 3.79 3.04 2.53 3.57 1.97 4.18 4.11 3.93
Nov. 1.18 3.85 3.06 2.54 3.64 2.01 4.21 4.18 3.97
Dec. 1.18 3.95 3.03 2.57 3.68 1.95 4.34 4.16 4.01
2008 Jan. 1.20 3.98 3.06 2.57 3.75 2.01 4.27 4.20 4.01
Feb. 1.21 3.99 3.11 2.65 3.77 2.01 4.23 4.24 3.97
5. Interest rates on loans (outstanding amounts)
Loans to households Loans to non-financial corporations
Lending for house purchase, Consumer credit and other loans, With maturity
with maturity with maturity
Up to 1 year Over 1 and Over 5 years Up to 1 year Over 1 and Over 5 years Up to 1 year Over 1 and Over 5 years
up to 5 years up to 5 years up to 5 years
1 2 3 4 5 6 7 8 9
2007 Mar. 5.14 4.45 4.79 8.62 6.88 5.95 5.44 4.90 4.84
Apr. 5.14 4.48 4.80 8.68 6.96 5.97 5.50 4.95 4.87
May 5.16 4.48 4.82 8.71 6.95 5.97 5.50 4.99 4.90
June 5.20 4.53 4.86 8.68 6.94 6.01 5.62 5.09 4.96
July 5.28 4.57 4.89 8.80 6.95 6.06 5.70 5.15 5.00
Aug. 5.35 4.58 4.90 8.85 6.97 6.08 5.76 5.24 5.05
Sep. 5.44 4.64 4.94 8.99 7.00 6.13 5.91 5.35 5.14
Oct. 5.49 4.68 4.98 9.02 7.10 6.16 5.96 5.44 5.22
Nov. 5.48 4.72 4.99 8.86 7.12 6.21 5.96 5.49 5.22
Dec. 5.53 4.75 5.00 8.97 7.13 6.22 6.08 5.57 5.28
2008 Jan. 5.61 4.76 5.01 9.00 7.16 6.24 6.06 5.55 5.27
Feb. 5.60 4.82 5.04 9.06 7.22 6.28 5.98 5.52 5.31
C21 New deposits with agreed maturity
(percentages per annum excluding charges; period averages)
C22 New loans at floating rate and up to 1 year initial
rate fixation (percentages per annum excluding charges; period averages)
5.00
by households, up to 1 year
by non-financial corporations, up to 1 year
by households, over 2 years
by non-financial corporations, over 2 years
5.00
9.00
to households for consumption
to households for house purchase
to non-financial corporations, up to EUR 1 million
to non-financial corporations, over EUR 1 million
9.00
4.50
4.50
8.00
8.00
4.00
4.00
7.00
7.00
3.50
3.50
6.00
6.00
3.00
3.00
5.00
5.00
2.50
2.50
4.00
4.00
2.00
2.00
3.00
3.00
1.50
2003 2004 2005 2006 2007
1.50
2.00
2003 2004 2005 2006 2007
2.00
Source: ECB.
ECB
Monthly Bulletin
April 2008S 43