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Legal accident insurance The legal accident insurance is responsible for consequences arising from work accidents and accidents happening on the way to work as well as occupational illnesses. Contrary to the other four systems of the social security scheme the contributions to the accident insurance are paid only by the employer. However, according to the law, not only are all employees and those in training insured in the case of accidents, but also children, pupils and students on their way to work and during visits to childminding institutions and training facilities. Independent persons who are not members or contributors of the obligatory insurance have the possibility of voluntarily contributing to an accident insurance. Foreign employees, who suffered an industrial accident and are entitled to accident benefits, also receive these in their homeland from the German insurer. If a foreign employee suffers death in an industrial accident, his survivors receive a pension even if they live in their homeland. The same conditions are valid for German employees who work in other European states. Since the legal accident insurance scheme does not offer protection for accidents which happen in a person’s time off work and within the household, anyone can additionally register with a private accident insurance company. http://www.wish-you-were-here.com 237
Private insurances It is possible to obtain a private policy to insure yourself in regard to the many risks of everyday life. Private insurances are tailored to the needs of the individual. They are applied for and signed on a voluntary basis. The only exception is the liability insurance for motor vehicles, as this is a legally compulsive insurance. The most important private insurances are: Private liability insurance Property insurcance Private health insurance Automobile insurance Animal liability insurance Legal protection insurance Casualty insurance Diability insurance http://www.wish-you-were-here.com 238
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Bookmarks Contact Introducing About
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Contact You can help to improve our
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A strong network The Rhine-Neckar M
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Cities and villages in the region T
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Dirmstein Dörrenbach, Pfalz Dossen
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Hirschberg a. d. Bergstr. Hirschhor
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N Neckarbischofsheim Neckargemünd
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Schwegenheim Schweigen-Rechtenbach
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Population and settlement structure
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Nature and Landscape The two rivers
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The region of the short distances F
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Central European Time In the states
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Outstanding science location with a
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Universität Mannheim Besides both
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University of Mannheim, Institute f
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topics cultur, living history and e
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Health and hygiene conditions The m
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Heidelberg Cambridge (GB) Bautzen (
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Welcome! The Rhine-Neckar Metropoli
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You have a job, but what is now? Yo
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http://www.wish-you-were-here.com 4
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TechnologieZentrum Ludwigshafen/BIC
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Fachhochschule Worms Hochschule Man
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Download http://www.wish-you-were-h
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www.mc-relo.de Xpat Services www.xp
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Dates and Events .... of the Rhine-
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Working hours in Germany The workin
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Job offers at universities and tech
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Members of the ZMRN e.V. Agencies (
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Banks Commerzbank AG, Filiale Mannh
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T & K Wohnstudio Ludwigshafen Chemi
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TEMPORA Zeitarbeit GmbH Ludwigshafe
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Miramar Freizeitzentrum GmbH Weinhe
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Hildebrandt + Hees GmbH Mannheim HO
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IHK Pfalz Ludwigshafen IHK Rhein-Ne
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Media ACADEMIA-PRESS/STUDENTEN PRES
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Marketing Club Rhein-Neckar Mannhei
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Dyckerhoff & Partner Mannheim EOS C
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Deloitte & Touche GmbH Mannheim Ern
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Termine 30. August 2010 Themenpaten
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13.00 Uhr Mittagspause mit Buffett
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Addresses Enclosed you may find a s
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International office Evangelische F
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Everything that makes Life worth li
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The wine region in the beer country
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From asparagus via Lewerknepp up to
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talers which brought the excrement
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Hosting guests If you received an i
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Tips on tipping A tip of 10 % is us
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Tourist information Visitors to the
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Fon: 07274 / 53 232 Fax: 07274 / 53
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Stadtinformation Ladenburg Dr. Carl
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69198 Schriesheim Tel.: 06203 602-1
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Internet: www.weinheim-marketing.de
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News and Events Here is a selection
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Internet: http://www.schloss-auerba
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Here you can find a small selection
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On the River, at the Lake or in the
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E-Mail: info@heidelberg-marketing.d
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Bellamar, Schwetzingen The Bellamar
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67240 Bobenheim-Roxheim Zusätzlich
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Badesee Germersheim 76726 Germershe
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69190 Walldorf Fläche: ca. 2ha Int
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Badesee Stollenwörthweiher Promena
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Aquatic sports To clear a ship for
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Aquatics surfing, sailing and divin
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Sealife Speyer SEA LIFE Speyer Im H
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Schillerstraße 72 67373 Dudenhofen
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SG Viernheim Redskins www.redskins-
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Nightlife Okay, we are not New York
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print media lounge Kurfürstenanlag
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deep Hauptstraße 1 69117 Heidelber
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Cinemas Some cinemas in the Rhine-N
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Arriving and feeling comfortable Li
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If you could hardly imagine becomin
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Attractive living: somthing to offe
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Renting Accomodation - what you sho
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House rules - some german customs A
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Zweckverband Abfallwirtschaft Kreis
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Big FM Radio Sunshine Foreign langu
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find a list of the call-by-call tar
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After house moving Announce at the
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Child benefit Those who live or usu
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Child supervision Regardless of whe
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Nursery schools - Kindergarten In G
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Education System in Germany- Genera
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Federal Ministry of education and r
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German schools with bilingual teach
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E-Mail: gymnasium@englisches-instit
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Page 192 and 193: International Schools There is a br
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Page 196 and 197: E-Mail head of school: Mr. Teeluck:
Page 198 and 199: ISF International School Frankfurt
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Page 202 and 203: HSF Sprachinstitut Bergheimer Str.
Page 204 and 205: Vacation dates Vacation dates diffe
Page 206 and 207: Niedersachsen Nordrhein-Westfalen (
Page 208 and 209: Healthcare insurance Usually all em
Page 210 and 211: Hospitals The Rhine-Neckar Metropol
Page 212 and 213: phone: 06 21/5 03-0 Herzzentrum im
Page 214 and 215: Emergency services If someone has a
Page 216 and 217: Vaccinations Germany‘s health sta
Page 218 and 219: Vocabulary English German doctor Ar
Page 220 and 221: Regulated opening times In the metr
Page 222 and 223: coin can be retrieved. Internationa
Page 224 and 225: Books Libraries Stadtbibliothek Man
Page 226 and 227: Hobby and craft materials Mannheim:
Page 228 and 229: Bank opening times Bank opening tim
Page 230 and 231: Your Account Here You´ll find info
Page 232 and 233: Insurances There are many types of
Page 234 and 235: Health insurance The legal health i
Page 236 and 237: Old age pension insurance The legal
Page 240 and 241: Private liability insurance A priva
Page 242 and 243: Private health insurance Private in
Page 244 and 245: Animal liability insurance Although
Page 246 and 247: Private accident insurance A privat
Page 248 and 249: Pets Of course your pets are also p
Page 250 and 251: holiday trip with pets. For the imp
Page 252 and 253: Dogs For dogs there are a few speci
Page 254 and 255: A perfectly developed infrastructur
Page 256 and 257: Pedestrians Pedestrians have priori
Page 258 and 259: Driving a car The motorway net (Ger
Page 260 and 261: Appropriate authorities This is the
Page 262 and 263: There is a large selection of cars
Page 264 and 265: Ökostadt Rhein-Neckar e.V. Kurfür
Page 266 and 267: Taxi traveling costs are higher tha
Page 268 and 269: Air traffic Frankfurt Airport In le
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