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Annual Report 2005 - Chubb Group of Insurance Companies

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<strong>Chubb</strong>’s Global Field Operations<br />

Located in 120 <strong>of</strong>fices in 29 countries, members <strong>of</strong> <strong>Chubb</strong>’s field staff<br />

serve as the face <strong>of</strong> <strong>Chubb</strong> to our customers worldwide. <strong>Chubb</strong><br />

underwriters, loss control specialists, claim adjusters, managers and<br />

service representatives work closely with our agents and brokers to<br />

deliver a distinctive blend <strong>of</strong> global capabilities and local service. “In<br />

essence, the field is where the relationship lives and the business gets<br />

done,” says Janice Tomlinson, who manages <strong>Chubb</strong>’s field operations<br />

outside the United States.<br />

A robust branch network ensures that when customers buy a <strong>Chubb</strong><br />

policy anywhere in the world, they are buying certainty and consistency.<br />

“There’s a difference between opening a few branches in other countries<br />

and being a truly global provider,” explains Tomlinson. “Because our<br />

<strong>of</strong>fices in all locations are staffed with <strong>Chubb</strong>-trained pr<strong>of</strong>essionals, our<br />

customers and producers everywhere can expect the same level <strong>of</strong> service<br />

and expertise — and the same values — that have distinguished our<br />

company for more than a century.”<br />

After factoring in the broad goals and strategies developed by the<br />

home <strong>of</strong>fice commercial, specialty and personal insurance business units,<br />

the field develops local pr<strong>of</strong>it and growth strategies based on their<br />

assessment <strong>of</strong> a territory’s potential. “Each branch represents a significant<br />

investment on the part <strong>of</strong> the company,” says Harold Morrison, who<br />

manages <strong>Chubb</strong>’s United States field operations. “The field’s challenge is<br />

to work with our local agents and brokers to maximize <strong>Chubb</strong>’s return in<br />

each territory while providing innovative products, services and<br />

solutions that meet the needs <strong>of</strong> local clients.”<br />

Chief Operating Officer Tom Motamed agrees that mutually<br />

rewarding relationships with <strong>Chubb</strong>’s distribution partners are critical to<br />

our continued success. “We depend on our agents and brokers to bring us<br />

quality customers who appreciate what <strong>Chubb</strong> has to <strong>of</strong>fer,” explains<br />

Motamed. “To sustain that flow <strong>of</strong> good business, we need to clearly<br />

demonstrate that we value our producers’ contributions to our results and<br />

are worthy <strong>of</strong> our customers’ trust.” Our outstanding performance in<br />

<strong>2005</strong> is due in large part to the skill with which our field staff executes<br />

that charge day by day, customer by customer. Featured on the following<br />

pages is a global cross section <strong>of</strong> those customers, along with the <strong>of</strong>ficers<br />

who lead our nine territories worldwide.<br />

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