Annual Report 2005 - Chubb Group of Insurance Companies

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Exhibit 32.2 CERTIFICATION OF PERIODIC REPORT I, Michael O'Reilly, Vice Chairman and Chief Financial OÇcer of The Chubb Corporation (the ""Corporation''), certify, pursuant to 18 U.S.C. Section 1350 adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that: (1) the Annual Report on Form 10-K of the Corporation for the annual period ended December 31, 2005 (the ""Report'') fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and (2) the information contained in the Report fairly presents, in all material respects, the Ñnancial condition and results of operations of the Corporation. Dated: March 15, 2006 /s/ Michael O'Reilly Michael O'Reilly Vice Chairman and Chief Financial OÇcer
Subsidiaries Property and Casualty Insurance Federal Insurance Company Vigilant Insurance Company Great Northern Insurance Company Pacific Indemnity Company Northwestern Pacific Indemnity Company Texas Pacific Indemnity Company Executive Risk Indemnity Inc. Executive Risk Specialty Insurance Company Quadrant Indemnity Company Chubb Custom Insurance Company Chubb Indemnity Insurance Company Chubb Insurance Company of New Jersey Chubb National Insurance Company Chubb Atlantic Indemnity, Ltd. Chubb Insurance Company of Australia, Limited Chubb Insurance Company of Canada Chubb Insurance Company of Europe, S.A. Chubb Argentina de Seguros, S.A. Chubb do Brasil Companhia de Seguros Chubb de Colombia Compañía de Seguros S.A. Chubb de Chile Compañía de Seguros Generales S.A. Chubb de Mexico, Compania Afianzadora, S.A. de C.V. Chubb de Mexico, Compania de Seguros, S.A. de C.V. Property and Casualty Insurance Underwriting Managers Chubb & Son, a division of Federal Insurance Company Chubb Custom Market, Inc. Chubb Multinational Managers Inc. Reinsurance Harbor Island Indemnity Ltd. Consulting — Claims Administration — Services Chubb Services Corporation Insurance Agency Chubb Insurance Solutions Agency, Inc. Licensing Services Chubb Licensing Services LLC Stock Listing The common stock of the Corporation is traded on the New York Stock Exchange under the symbol CB. Dividend Agent, Transfer Agent and Registrar Computershare Trust Company, N.A. P.O. Box 43069 Providence, RI 02940-3069 Telephone (800) 317-4445 Company Code 1816 www.computershare.com SEC and NYSE Certifications Chubb has included as exhibits to its Annual Report on Form 10-k for the year ended December 31, 2005 filed with the Securities and Exchange Commission certificates of its Chief Executive Officer and Chief Financial Officer certifying the quality of Chubb’s internal controls over financial reporting and disclosure controls. Chubb has submitted to the New York Stock Exchange (NYSE) a certificate of its Chief Executive Officer certifying that he is not aware of any violation by Chubb of the NYSE’s corporate governance listing standards. The Chubb Corporation 15 Mountain View Road, P.O. Box 1615 Warren, New Jersey 07061-1615 Telephone (908) 903-2000 www.chubb.com Photography Randy Duchaine, Peter Vidor, Greg Leshé, Joseph Lynch and Carlos Villalon.
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THE CHUBB CORPORATION Annual Report
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Letter to Shareholders John D. Finn
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Letter to Shareholders John J. Degn
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Letter to Shareholders With the imp
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Letter to Shareholders • In Janua
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Featured in this year’s report ar
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California From the moment they dec
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Pennsylvania Among acoustic guitari
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Canada Ellen Moore, Canada Aglobal
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Nebraska Timothy Szerlong, U.S. Nor
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Employee Profiles Meet six Chubb ma
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Chubb & Son, a division of Federal
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The Chubb Corporation Directors Zo
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CONTENTS ITEM DESCRIPTION PAGE PART
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Indemnity), Executive Risk Specialt
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those reinsurers with strong balanc
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ANALYSIS OF LOSS AND LOSS ADJUSTMEN
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that is of value to the insured. Th
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Another area of potential regulatio
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However, there are inherent limitat
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Intense competition for our product
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Purported class actions arising out
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PART II. Item 5. Market for the Reg
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Item 7. Management's Discussion and
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‚the eÅects of disclosures by, a
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PROPERTY AND CASUALTY INSURANCE A s
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Net premiums written by business un
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loss ratio. Losses from catastrophe
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premiums, multiple peril premiums w
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Our specialty insurance business pr
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District of New York. We are cooper
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Our loss reserves include signiÑca
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We regularly review the loss reserv
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theory, insurance coverage is deeme
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The following table presents the nu
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alance sheets and superior underwri
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On an after-tax basis, property and
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CORPORATE AND OTHER Corporate and o
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The writedowns of Ñxed maturities
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Ratings Chubb and its insurance sub
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The above table also excludes estim
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At December 31, 2004 Total Estimate
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Item 8. Consolidated Financial Stat
Page 88 and 89: PART III. Item 10. Directors and Ex
Page 90 and 91: SIGNATURES Pursuant to the requirem
Page 92 and 93: THE CHUBB CORPORATION INDEX TO FINA
Page 94 and 95: THE CHUBB CORPORATION Consolidated
Page 96 and 97: THE CHUBB CORPORATION Consolidated
Page 98 and 99: NOTES TO CONSOLIDATED FINANCIAL STA
Page 100 and 101: In 2005, the Corporation transferre
Page 102 and 103: (b) The components of unrealized ap
Page 104 and 105: (7) Unpaid Losses and Loss Expenses
Page 106 and 107: In establishing toxic waste reserve
Page 108 and 109: (b) Interest costs of $134.8 millio
Page 110 and 111: (11) Stock-Based Employee Compensat
Page 112 and 113: The following table sets forth the
Page 114 and 115: (13) Commitments and Contingent Lia
Page 116 and 117: Revenues, income before income tax
Page 118 and 119: (17) Fair Values of Financial Instr
Page 120 and 121: In the event that any person or gro
Page 122 and 123: THE CHUBB CORPORATION Schedule I CO
Page 124 and 125: THE CHUBB CORPORATION Schedule II (
Page 126 and 127: THE CHUBB CORPORATION Schedule III
Page 128 and 129: Exhibit Number THE CHUBB CORPORATIO
Page 130 and 131: Exhibit Number Description 10.18 Am
Page 132 and 133: Exhibit Number Description 10.44 Fo
Page 134 and 135: Exhibit 23.1 THE CHUBB CORPORATION
Page 136 and 137: Exhibit 31.2 I, Michael O'Reilly, c
Page 140: The Chubb Corporation • Annual Re
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Annual Report 2005 - Chubb Group of Insurance Companies

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