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ANNUAL REPORT 2011-12 PRIVATE SECTOR NON-LIFE INSURERS : SHAREHOLDERS ACCOUNT Contd... STATEMENT 62 PARTICULARS RAHEJA QBE RELIANCE ROYAL SUNDARAM SBI GENERAL SHRIRAM TATA AIG UNIVERSAL SOMPO TOTAL 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 OPERATING PROFIT/(LOSS) (a) Fire Insurance (315) (106) 1559 580 659 659 (3966) (8462) 197 107 2368 2764 763 (695) (1392) (2949) (b) Marine Insurance (50) (13) 222 (27) 157 668 (46) (138) 5 (38) (1889) (1548) (454) (77) (5298) (4711) (c) Miscellaneous Insurance (1410) (769) (37046) (39001) (4536) (4503) (3704) (5682) 1025 7764 (5381) (8857) (4944) (8814) (120254) (144181) INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross 1173 1461 4819 5545 2179 3023 5018 4539 600 1404 2318 3151 1020 1090 40821 48777 (b) Profit on sale of investments (110) 34 1382 768 54 30 22 165 659 298 211 60 7544 4056 Less: Loss on sale of investments (875) (31) 13 19 (165) (272) (144) (169) (1573) (338) Other Income 412 194 6 135 7 44 57 792 30 21 1656 2387 TOTAL (A) (711) 607 (29527) (31972) (1483) 11 (2669) (9533) 1841 9255 (2033) (3673) (5044) (8585) (79980) (96958) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts 65 132 2801 2921 (c) Others (1404) (2117) (1404) (2117) OTHER EXPENSES (a) Expenses other than those related to Insurance Business 16 30 (45) (71) 5 56 15 24 (2) 698 634 1348 (b) Bad debts written off 9 3 2 259 13 (c) Others -preliminary & pre-operative, 13 12 8 15 831 443 amortizations TOTAL (B) 16 30 (1449) (2188) 5 56 13 12 15 24 72 833 8 17 3122 2608 Profit Before Tax (727) 577 (30976) (34160) (1488) (46) (2682) (9546) 1826 9231 (2105) (4505) (5051) (8602) (85999) (103941) Add/(Less): Prior Period Adjustments Account Add/(Less):Provision for Taxation/Deferred Tax 3 (184) (160) (526) 68 11 (571) (3079) 1647 1647 (73) 736 256 (8078) Profit After Tax (727) 580 (31160) (34320) (2014) 22 (2682) (9535) 1255 6153 (458) (2859) (5125) (7866) (85743) (112019) APPROPRIATIONS (a) Interim dividends paid during the year 5659 (b) Proposed final dividend (c) Dividend distribution tax 937 (d) Transfer to any Reserves or Deferred Tax 1613 (955) of last year or reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year (1499) (2226) (21589) (52749) 4379 2365 (1099) (3781) 1197 2452 3079 2620 (6676) (11800) (3355) (96185) Balance C/f to Balance Sheet (2226) (1646) (52749) (87069) 2365 2387 (3781) (13316) 2452 8605 2620 (238) (11800) (19666) (96185) (209159) Note :Figures in brackets indicate negative amounts. 226
ANNUAL REPORT 2011-12 PRIVATE SECTOR NON-LIFE INSURERS : BALANCE SHEET (AS ON 31 st MARCH) STATEMENT 63 (` Lakh) SOURCES OF FUNDS BAJAJ ALLIANZ BHARTI AXA CHOLAMANDALAM FUTURE GENERALI HDFC ERGO ICICI-LOMBARD IFFCO-TOKIO L&T GENERAL 2011 2012 2011 2012 2011 2012 2011 2012 2011 2012 2011 2012 2011 2012 2011 2012 Share Capital 11023 11023 42227 70349 26696 28365 47500 52000 48600 52300 40457 43658 24700 26932 20000 32500 Reserves & Surplus 72634 85000 13665 15347 4292 10400 25200 112626 142015 19465 26553 Share Application Money 2250 9500 3700 34023 19 Fair Value Change Account (97) (150) 2 1 (40) (87) (2) (26) 39 (27) 7293 4959 1 3 2 10 Borrowings 47 61 31 Others Deferred Tax Liability TOTAL 83561 95873 55895 85697 26703 32569 49748 61474 62800 77504 194399 190651 44166 53488 20002 32510 APPLICATION OF FUNDS Investments 330949 386569 61051 107587 96610 125730 59585 90920 122361 188776 466530 603362 123789 147700 7621 18531 Loans Fixed Assets 15607 20808 3466 3192 2892 3591 2152 1597 8327 9971 38813 39960 2372 2698 7140 8264 Deferred Tax Asset 4175 3760 383 4729 2617 2472 3960 CURRENT ASSETS Cash and Bank Balances 66559 89266 2121 6271 698 3955 2048 4882 10325 19681 39001 42574 58535 89846 477 829 Advances and Other Assets 27366 37496 7335 13705 16590 17311 19473 41654 11876 19661 273797 364003 30290 40986 1184 3494 Sub-Total (A) 93925 126763 9456 19976 17288 21266 21521 46537 22200 39342 312798 406577 88826 130832 1660 4323 CURRENT LIABILITIES 231041 290842 32120 57430 53861 68801 40299 75866 64547 113919 484155 701296 109925 159271 2218 9386 Provisions 130055 151185 24351 39969 37183 49600 21599 35247 45899 70993 144315 200435 63368 72430 941 6559 Sub-Total (B) 361096 442027 56471 97399 91044 118401 61898 111113 110446 184912 628470 901732 173293 231701 3160 15945 NET CURRENT ASSETS (C) = (A - B) (267171) (315265) (47014) (77423) (73757) (97135) (40377) (64577) (88246) (145570) (315672) (495155) (84467) (100869) (1499) (11622) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) 38392 52342 957 28388 33534 20357 24327 39868 6741 17337 TOTAL 83561 95873 55895 85697 26703 32569 49748 61474 62800 77504 194399 190651 44166 53488 20002 32510 Note : Figures in brackets indicates negative values. 227
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ANNUAL REPORT 2011-12 INSURANCE REG
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ANNUAL REPORT 2011-12 CONTENTS MISS
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ANNUAL REPORT 2011-12 IV.4 Promotio
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ANNUAL REPORT 2011-12 I.49 TPA Infr
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ANNUAL REPORT 2011-12 20. Solvency
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ANNUAL REPORT 2011-12 LIST OF ANNEX
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ANNUAL REPORT 2011-12 NAME DESIGNAT
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ANNUAL REPORT 2011-12 NAME MANISH M
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ANNUAL REPORT 2011-12 OVERVIEW The
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ANNUAL REPORT 2011-12 in 2010 and f
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ANNUAL REPORT 2011-12 Formation of
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ANNUAL REPORT 2011-12 32. The regul
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ANNUAL REPORT 2011-12 launched an e
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ANNUAL REPORT 2011-12 adherence to
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ANNUAL REPORT 2011-12 insurers unde
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ANNUAL REPORT 2011-12 factors. The
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ANNUAL REPORT 2011-12 This alone ac
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ANNUAL REPORT 2011-12 STATE-WISE LI
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ANNUAL REPORT 2011-12 Contd.... BOX
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ANNUAL REPORT 2011-12 TABLE I.4 PRE
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ANNUAL REPORT 2011-12 BOX ITEM 2 PE
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ANNUAL REPORT 2011-12 TABLE I.9 COM
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ANNUAL REPORT 2011-12 30
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ANNUAL REPORT 2011-12 I.3.27 Bajaj
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ANNUAL REPORT 2011-12 TABLE I.17 CO
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ANNUAL REPORT 2011-12 TABLE I.25 OP
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ANNUAL REPORT 2011-12 Number of off
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ANNUAL REPORT 2011-12 BOX ITEM 3 IN
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ANNUAL REPORT 2011-12 TABLE I.32 NE
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ANNUAL REPORT 2011-12 I.4.1.3 Anoth
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ANNUAL REPORT 2011-12 Contd.... BOX
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ANNUAL REPORT 2011-12 14(2) Sub Sec
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ANNUAL REPORT 2011-12 Obligatory ce
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ANNUAL REPORT 2011-12 Sr. No. TABLE
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ANNUAL REPORT 2011-12 BOX ITEM 6 FO
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ANNUAL REPORT 2011-12 TABLE I.43 TO
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ANNUAL REPORT 2011-12 Allied Insura
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ANNUAL REPORT 2011-12 active consid
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ANNUAL REPORT 2011-12 TABLE I.54 GR
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ANNUAL REPORT 2011-12 Authority til
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ANNUAL REPORT 2011-12 advised that
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ANNUAL REPORT 2011-12 Insurer TABLE
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ANNUAL REPORT 2011-12 The share of
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ANNUAL REPORT 2011-12 II.2.5 There
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ANNUAL REPORT 2011-12 Total of Indi
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ANNUAL REPORT 2011-12 TABLE II.7 GR
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ANNUAL REPORT 2011-12 Financial C
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ANNUAL REPORT 2011-12 cent of compl
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ANNUAL REPORT 2011-12 As per the
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ANNUAL REPORT 2011-12 PART - III ST
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ANNUAL REPORT 2011-12 and Faculty o
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ANNUAL REPORT 2011-12 III.4.3 The i
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ANNUAL REPORT 2011-12 Authority for
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ANNUAL REPORT 2011-12 in the sector
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ANNUAL REPORT 2011-12 These factors
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ANNUAL REPORT 2011-12 the rural and
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ANNUAL REPORT 2011-12 IV.5 RESEARCH
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ANNUAL REPORT 2011-12 compare the g
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ANNUAL REPORT 2011-12 IV.8 IRDA JOU
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ANNUAL REPORT 2011-12 INTERNATIONAL
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ANNUAL REPORT 2011-12 FIRST YEAR (I
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ANNUAL REPORT 2011-12 STATEMENT 5 I
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ANNUAL REPORT 2011-12 STATEMENT 6 G
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ANNUAL REPORT 2011-12 STATE WISE IN
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ANNUAL REPORT 2011-12 STATE WISE IN
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ANNUAL REPORT 2011-12 STATE WISE GR
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ANNUAL REPORT 2011-12 INDIVIDUAL BU
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ANNUAL REPORT 2011-12 LINKED AND NO
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ANNUAL REPORT 2011-12 LINKED AND NO
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ANNUAL REPORT 2011-12 INDIVIDUAL DE
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ANNUAL REPORT 2011-12 GROUP DEATH C
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ANNUAL REPORT 2011-12 DURATION WISE
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ANNUAL REPORT 2011-12 Contd... STAT
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ANNUAL REPORT 2011-12 EQUITY SHARE
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ANNUAL REPORT 2011-12 LIFE INSURERS
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ANNUAL REPORT 2011-12 STATEMENT 24
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ANNUAL REPORT 2011-12 STATEMENT 26
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Page 261 and 262: ANNUAL REPORT 2011-12 AGRICULTURE I
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Page 283 and 284: ANNUAL REPORT 2011-12 FEE STRUCTURE
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Page 287 and 288: ANNUAL REPORT 2011-12 Contd… ANNE
Page 291 and 292: ANNUAL REPORT 2011-12 LIST OF MICRO
Page 295 and 296: ANNUAL REPORT 2011-12 Contd... ANNE
Page 297 and 298: ANNUAL REPORT 2011-12 CIRCULARS/ORD
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ANNUAL REPORT 2011-12 REGULATIONS F
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