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ANNUAL REPORT 2011-12 HEALTH INSURERS : SHAREHOLDERS ACCOUNT STATEMENT 65 (` Lakh) PARTICULARS APOLLO MUNICH MAX BUPA STAR HEALTH TOTAL 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 2010-11 2011-12 OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance (8771.98) (6187.93) (12284.03) (12838.43) 382.94 (16100.84) (20673.07) (35127.20) (8771.98) (6187.93) (12284.03) (12838.43) 382.94 (16100.84) (20673.07) (35127.20) INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross 820.63 1257.10 595.89 763.72 799.89 676.99 2216.41 2697.81 (b) Amortisation of discount /premium 81.70 179.38 81.70 179.38 (c) Profi t on sale of investments 41.92 91.44 83.98 199.61 125.90 291.05 Less: Loss on sale of investments (17.75) (2538.00) (22.86) (17.75) (2560.86) OTHER INCOME 168.98 52.03 8.92 (11.46) 177.90 40.57 TOTAL (A) (7843.81) (4633.36) (11595.24) (11886.56) 1182.83 (15446.71) (18256.22) (31966.63) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts 17.50 17.50 (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business 81.99 107.96 81.99 107.96 (b) Bad debts written off (c) Others 29.50 15.82 (1.22) 45.32 (1.22) TOTAL (B) 99.49 107.96 29.50 15.82 (1.22) 144.81 106.74 Profi t Before Tax (7943.30) (4741.32) (11624.74) (11886.56) 1167.01 (15445.49) (18401.03) (32073.37) Provision for Taxation 0.84 1.40 0.04 0.04 427.90 (691.45) 428.78 (690.01) Profi t after Tax (7944.14) (4742.72) (11624.78) (11886.60) 739.11 (14754.04) (18829.81) (31383.36) APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed fi nal dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Other Accounts 739.11 739.11 Transfer to General Reserve Balance of Profi t / Loss B/f from last year (19047.04) (26991.18) (4295.79) (15920.53) (257.55) (257.55) (23600.38) (43169.26) Balance C/f to Balance Sheet (26991.18) (31733.90) (15920.57) (27807.13) (257.55) (15011.60) (43169.30) (74552.63) Note: Figures in brackets indicate negative values 230
ANNUAL REPORT 2011-12 HEALTH INSURERS : BALANCE SHEET (AS ON 31 st MARCH) STATEMENT 66 (` Lakh) PARTICULARS APOLLO MUNICH MAX BUPA STAR HEALTH TOTAL 2011 2012 2011 2012 2011 2012 2011 2012 SOURCES OF FUNDS Share Capital 19620.00 25465.00 27100.00 35200.00 20299.00 27877.24 67019.00 88542.24 Share Application Money 3250.00 10308.28 10308.28 3250.00 Reserves & Surplus 17878.14 20632.14 6708.33 16305.38 24586.47 36937.52 Fair Value Change Account 23.38 3.86 9.77 6.20 33.15 10.06 Deferred Tax Liability 691.45 691.45 691.45 691.45 Borrowings TOTAL 37521.52 46101.00 27109.77 38456.20 38007.06 44182.62 102638.35 128739.82 APPLICATION OF FUNDS Investments 25209.14 32749.70 12626.07 15329.83 23484.06 18492.54 61319.27 66572.07 Loans Fixed Assets 1556.21 1388.05 2132.45 2148.73 6165.84 6458.43 9854.50 9995.21 Deferred Tax Assets CURRENT ASSETS Cash & Bank Balance 5434.94 10015.13 667.86 3844.55 11516.32 4795.77 17619.12 18655.45 Advances and Other Assets 3799.82 6207.40 1447.33 1535.64 30598.80 37146.14 35845.95 44889.18 Sub-Total (A) 9234.76 16222.53 2115.19 5380.19 42115.12 41941.90 53465.07 63544.62 CURRENT LIABILITIES 12293.51 13046.25 4087.88 6724.58 10418.03 13983.77 26799.42 33754.60 Provisions 13176.26 22946.93 1596.59 5485.06 23597.48 23738.08 38370.33 52170.07 Sub-Total (B) 25469.77 35993.18 5684.47 12209.64 34015.51 37721.85 65169.75 85924.67 Net Current Assets (C)= (A-B) (16235.01) (19770.65) (3569.28) (6829.45) 8099.61 4220.05 (11704.68) (22380.05) Miscellaneous Expenditure (to the extent not written off or adjusted) Profi t & Loss Account (Debit Balance) 26991.18 31733.90 15920.53 27807.09 257.55 15011.60 43169.26 74552.59 TOTAL 37521.52 46101.00 27109.77 38456.20 38007.06 44182.62 102638.35 128739.82 Note : Figures in brackets indicate negative values 231
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ANNUAL REPORT 2011-12 INSURANCE REG
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ANNUAL REPORT 2011-12 CONTENTS MISS
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ANNUAL REPORT 2011-12 IV.4 Promotio
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ANNUAL REPORT 2011-12 I.49 TPA Infr
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ANNUAL REPORT 2011-12 20. Solvency
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ANNUAL REPORT 2011-12 LIST OF ANNEX
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ANNUAL REPORT 2011-12 NAME DESIGNAT
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ANNUAL REPORT 2011-12 NAME MANISH M
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ANNUAL REPORT 2011-12 OVERVIEW The
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ANNUAL REPORT 2011-12 in 2010 and f
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ANNUAL REPORT 2011-12 Formation of
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ANNUAL REPORT 2011-12 32. The regul
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ANNUAL REPORT 2011-12 launched an e
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ANNUAL REPORT 2011-12 adherence to
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ANNUAL REPORT 2011-12 insurers unde
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ANNUAL REPORT 2011-12 factors. The
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ANNUAL REPORT 2011-12 This alone ac
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ANNUAL REPORT 2011-12 STATE-WISE LI
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ANNUAL REPORT 2011-12 Contd.... BOX
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ANNUAL REPORT 2011-12 TABLE I.4 PRE
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ANNUAL REPORT 2011-12 BOX ITEM 2 PE
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ANNUAL REPORT 2011-12 TABLE I.9 COM
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ANNUAL REPORT 2011-12 30
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ANNUAL REPORT 2011-12 I.3.27 Bajaj
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ANNUAL REPORT 2011-12 TABLE I.17 CO
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ANNUAL REPORT 2011-12 TABLE I.25 OP
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ANNUAL REPORT 2011-12 Number of off
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ANNUAL REPORT 2011-12 BOX ITEM 3 IN
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ANNUAL REPORT 2011-12 TABLE I.32 NE
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ANNUAL REPORT 2011-12 I.4.1.3 Anoth
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ANNUAL REPORT 2011-12 Contd.... BOX
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ANNUAL REPORT 2011-12 14(2) Sub Sec
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ANNUAL REPORT 2011-12 Obligatory ce
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ANNUAL REPORT 2011-12 Sr. No. TABLE
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ANNUAL REPORT 2011-12 BOX ITEM 6 FO
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ANNUAL REPORT 2011-12 TABLE I.43 TO
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ANNUAL REPORT 2011-12 Allied Insura
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ANNUAL REPORT 2011-12 SI. No. Name
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ANNUAL REPORT 2011-12 number of liv
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ANNUAL REPORT 2011-12 active consid
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ANNUAL REPORT 2011-12 been piloted
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ANNUAL REPORT 2011-12 TABLE I.54 GR
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ANNUAL REPORT 2011-12 Authority til
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ANNUAL REPORT 2011-12 advised that
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ANNUAL REPORT 2011-12 Insurer TABLE
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ANNUAL REPORT 2011-12 The share of
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ANNUAL REPORT 2011-12 II.2.5 There
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ANNUAL REPORT 2011-12 Total of Indi
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ANNUAL REPORT 2011-12 TABLE II.7 GR
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ANNUAL REPORT 2011-12 insurance bro
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ANNUAL REPORT 2011-12 authority, ha
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ANNUAL REPORT 2011-12 Financial C
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ANNUAL REPORT 2011-12 cent of compl
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ANNUAL REPORT 2011-12 As per the
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ANNUAL REPORT 2011-12 margin relie
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ANNUAL REPORT 2011-12 PART - III ST
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ANNUAL REPORT 2011-12 and Faculty o
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ANNUAL REPORT 2011-12 III.4.3 The i
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ANNUAL REPORT 2011-12 Authority for
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ANNUAL REPORT 2011-12 in the sector
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ANNUAL REPORT 2011-12 These factors
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ANNUAL REPORT 2011-12 the rural and
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ANNUAL REPORT 2011-12 IV.5 RESEARCH
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ANNUAL REPORT 2011-12 compare the g
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ANNUAL REPORT 2011-12 IV.8 IRDA JOU
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ANNUAL REPORT 2011-12 INTERNATIONAL
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ANNUAL REPORT 2011-12 FIRST YEAR (I
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ANNUAL REPORT 2011-12 STATEMENT 5 I
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ANNUAL REPORT 2011-12 STATEMENT 6 G
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ANNUAL REPORT 2011-12 STATE WISE IN
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ANNUAL REPORT 2011-12 STATE WISE IN
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ANNUAL REPORT 2011-12 STATE WISE GR
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ANNUAL REPORT 2011-12 INDIVIDUAL BU
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ANNUAL REPORT 2011-12 LINKED AND NO
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ANNUAL REPORT 2011-12 LINKED AND NO
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ANNUAL REPORT 2011-12 INDIVIDUAL DE
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ANNUAL REPORT 2011-12 GROUP DEATH C
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ANNUAL REPORT 2011-12 DURATION WISE
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ANNUAL REPORT 2011-12 Contd... STAT
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ANNUAL REPORT 2011-12 EQUITY SHARE
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ANNUAL REPORT 2011-12 LIFE INSURERS
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ANNUAL REPORT 2011-12 DETAILS OF CO
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Page 287 and 288: ANNUAL REPORT 2011-12 Contd… ANNE
Page 291 and 292: ANNUAL REPORT 2011-12 LIST OF MICRO
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Page 297 and 298: ANNUAL REPORT 2011-12 CIRCULARS/ORD
Page 303: ANNUAL REPORT 2011-12 REGULATIONS F
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