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yeercee efJeefve³eecekeÀ Deewj efJekeÀeme He´eefOekeÀjCe INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY œ¸¸£Š¸Ÿ¸›¸ œ¸°¸ ¬¸¿ž¸Ä ¬¸¿. 101/1/‚¸£&”ú/‡¬¸”ú/‡‚¸£-2011-12/10/›¸¨¸Ÿ¸-12 12 ›¸¨¸Ÿ¤¸£, 2012 ¬¸¢\¸¨¸, ‚¸¢˜¸ÄˆÅ ˆÅ¸¡¸Ä ¢¨¸ž¸¸Š¸, ¢¨¸î¸ Ÿ¸¿°¸¸¥¸¡¸ ÷¸ú¬¸£¸ ÷¸¥¸, ]¸ú¨¸›¸úœ¸ ¢¤¸¢¥”¿Š¸, ¬¸¿¬¸ Ÿ¸¸Š¸Ä, ›¸¡¸ú ¢¥¥¸ú - 110 001 ªúŸ¸¸›¸, íŸ¸ ¤¸úŸ¸¸ ¢¨¸¢›¸¡¸¸Ÿ¸ˆÅ ‚¸¾£ ¢¨¸ˆÅ¸¬¸ œÏ¸¢š¸ˆÅ£μ¸ ‚¢š¸¢›¸¡¸Ÿ¸, 1999 ˆÅú š¸¸£¸ 20 ˆ½Å „œ¸¤¸¿š¸¸½¿ ˆ½Å ‚›¸º¬¸¸£, 31 Ÿ¸¸\¸Ä 2012 ˆÅ¸½ ¬¸Ÿ¸¸œ÷¸ íº¡¸½ ¨¸«¸Ä ˆ½Å ¢¥¸¡¸½ œÏ¸¢š¸ˆÅ£μ¸ ˆÅú ¨¸¸¢«¸ÄˆÅ ¢£œ¸¸½’Ä ˆÅú ‡ˆÅ œÏ¢÷¸, ‚¢š¸¬¸»¢\¸÷¸ ¤¸ú.¢¨¸.¢¨¸.œÏ¸. (¨¸¸¢«¸ÄˆÅ ¢£œ¸¸½’Ä ¢¨¸¨¸£¢μ¸¡¸¸½¿, ¢¨¸¨¸£μ¸¸½¿ ‚¸¾£ ‚›¡¸ ¢¨¸¢©¸«’¡¸¸½¿ ˆÅ¸½ œÏ¬÷¸º÷¸ ¢ˆÅ¡¸¸ ]¸¸›¸¸) ¢¨¸¢›¸¡¸Ÿ¸, 2000 ˆ½Å ¢¨¸¢í÷¸ œÏ¸³Åœ¸ Ÿ¸½¿ ž¸½]¸ £í½ íÿ— ž¸¨¸ú¡¸, LETTER OF TRANSMITTAL Ref. No. 101/1/R&D/SD/AR-2011-12/10/Nov-12 12 th November, 2012 The Secretary, Department of Financial Services Ministry of Finance 3 rd Floor, Jeevan Deep Building Parliament Street New Delhi - 110 001 Sir, (]¸½. í¢£ ›¸¸£¸¡¸μ¸) ‚š¡¸®¸ In accordance with the provisions of Section 20 of the Insurance Regulatory and Development Authority Act, 1999, we are sending herewith a copy of the Annual Report of the Authority for the financial year ended 31 st March, 2012 in the format prescribed in the <strong>IRDA</strong> (Annual Report – Furnishing of returns, statements and other particulars) Rules, 2000. Yours faithfully, (J HARI NARAYAN) Chairman HeefjÞece YeJeve, leermeje leue, yeMeerjyeeie, nwojeyeeo - 500 004. Yeejle : +91-40-6682 0957, HewÀkeÌme : +91-40-6682 3334 F&-cesue : chairman@irda.gov.in Jesye: www.irda.gov.in Parishram Bhavan, 3 rd Floor, Basheerbagh, Hyderabad - 500 004. INDIA Ph.: +91-40-6682 0957, Fax : +91-40-6682 3334 E-mail: chairman@irda.gov.in Web.: www.irda.gov.in
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Page 8 and 9: ANNUAL REPORT 2011-12 I.17 Company
Page 10 and 11: ANNUAL REPORT 2011-12 I.9 Duration
Page 12 and 13: ANNUAL REPORT 2011-12 52. Incurred
Page 15: MISSION STATEMENT To protect the i
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Page 22 and 23: ANNUAL REPORT 2011-12 NAME DESIGNAT
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Page 47 and 48: ANNUAL REPORT 2011-12 Contd.... BOX
Page 49 and 50: ANNUAL REPORT 2011-12 TABLE I.3 REG
Page 51 and 52: ANNUAL REPORT 2011-12 (68.84 per ce
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ANNUAL REPORT 2011-12 While LIC suf
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ANNUAL REPORT 2011-12 crore, of whi
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ANNUAL REPORT 2011-12 TABLE I.13 GR
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ANNUAL REPORT 2011-12 33
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ANNUAL REPORT 2011-12 ` Crore and t
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ANNUAL REPORT 2011-12 TABLE I.19 RA
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ANNUAL REPORT 2011-12 increased by
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ANNUAL REPORT 2011-12 the year unde
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ANNUAL REPORT 2011-12 premium of `8
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ANNUAL REPORT 2011-12 The Authority
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ANNUAL REPORT 2011-12 BOX ITEM 4 FI
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ANNUAL REPORT 2011-12 BOX ITEM 5 SU
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ANNUAL REPORT 2011-12 RSM-2 means
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ANNUAL REPORT 2011-12 its previous
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ANNUAL REPORT 2011-12 TABLE I.36 SH
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ANNUAL REPORT 2011-12 TABLE I.40 MO
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ANNUAL REPORT 2011-12 Contd.... BOX
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ANNUAL REPORT 2011-12 TABLE I.45 GR
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ANNUAL REPORT 2011-12 Third Party A
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ANNUAL REPORT 2011-12 second half o
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ANNUAL REPORT 2011-12 I.4.8.7 In ca
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ANNUAL REPORT 2011-12 I.4.9.10 Duri
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ANNUAL REPORT 2011-12 formulated th
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ANNUAL REPORT 2011-12 products. Of
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II.1 REGULATION OF INSURANCE AND RE
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ANNUAL REPORT 2011-12 condition. Ot
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ANNUAL REPORT 2011-12 Contd....BOX
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ANNUAL REPORT 2011-12 of 87.46 per
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ANNUAL REPORT 2011-12 respect of a
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ANNUAL REPORT 2011-12 BOX ITEM 8 SU
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ANNUAL REPORT 2011-12 In yet anoth
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ANNUAL REPORT 2011-12 and Singapore
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ANNUAL REPORT 2011-12 Sl. No. TABLE
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ANNUAL REPORT 2011-12 99.94 per cen
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ANNUAL REPORT 2011-12 standards in
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ANNUAL REPORT 2011-12 II.6.15 Servi
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ANNUAL REPORT 2011-12 TABLE III.1 P
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ANNUAL REPORT 2011-12 duties and re
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ANNUAL REPORT 2011-12 Indian insura
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ANNUAL REPORT 2011-12 focused categ
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ANNUAL REPORT 2011-12 guidelines, w
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ANNUAL REPORT 2011-12 III.14 Superv
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ANNUAL REPORT 2011-12 PART - IV ORG
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ANNUAL REPORT 2011-12 also helps th
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STATEMENTS
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ANNUAL REPORT 2011-12 STATEMENT 2 I
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ANNUAL REPORT 2011-12 TOTAL LIFE IN
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ANNUAL REPORT 2011-12 INDIVIDUAL NE
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ANNUAL REPORT 2011-12 GROUP NEW BUS
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ANNUAL REPORT 2011-12 STATE WISE IN
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ANNUAL REPORT 2011-12 STATE WISE IN
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ANNUAL REPORT 2011-12 STATE WISE GR
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ANNUAL REPORT 2011-12 STATE WISE LI
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ANNUAL REPORT 2011-12 INDIVIDUAL BU
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ANNUAL REPORT 2011-12 LINKED AND NO
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ANNUAL REPORT 2011-12 INDIVIDUAL DE
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ANNUAL REPORT 2011-12 GROUP DEATH C
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ANNUAL REPORT 2011-12 STATEMENT 16
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ANNUAL REPORT 2011-12 ASSETS UNDER
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ANNUAL REPORT 2011-12 SOLVENCY RATI
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ANNUAL REPORT 2011-12 LIFE INSURERS
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ANNUAL REPORT 2011-12 DETAILS OF IN
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ANNUAL REPORT 2011-12 STATE WISE DI
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ANNUAL REPORT 2011-12 STATE WISE CO
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ANNUAL REPORT 2011-12 STATE WISE DI
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ANNUAL REPORT 2011-12 DURATION WISE
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ANNUAL REPORT 2011-12 Life Insurer
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ANNUAL REPORT 2011-12 CHANNEL WISE
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ANNUAL REPORT 2011-12 INCURRED CLAI
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ANNUAL REPORT 2011-12 UNDERWRITING
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ANNUAL REPORT 2011-12 UNDERWRITING
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ANNUAL REPORT 2011-12 SOLVENCY RATI
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ANNUAL REPORT 2011-12 PUBLIC SECTOR
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ANNUAL REPORT 2011-12 PUBLIC SECTOR
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ANNUAL REPORT 2011-12 PRIVATE SECTO
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ANNUAL REPORT 2011-12 HEALTH INSURE
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ANNUAL REPORT 2011-12 AGRICULTURE I
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ANNUAL REPORT 2011-12 GENERAL INSUR
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ANNUAL REPORT 2011-12 GENERAL INSUR
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ANNUAL REPORT 2011-12 STATE-WISE NU
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ANNUAL REPORT 2011-12 STATE WISE NU
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ANNUAL REPORT 2011-12 Contd.... STA
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ANNUAL REPORT 2011-12 STATUS OF GRI
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ANNEX
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ANNUAL REPORT 2011-12 Contd…ANNEX
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ANNUAL REPORT 2011-12 INDIAN ASSURE
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ANNUAL REPORT 2011-12 LIFE INSURANC
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ANNUAL REPORT 2011-12 Contd… ANNE
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ANNUAL REPORT 2011-12 LIFE INSURANC
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ANNUAL REPORT 2011-12 ANNEX 6 NON-L
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ANNUAL REPORT 2011-12 ANNEX 7 HEALT
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ANNUAL REPORT 2011-12 OBLIGATORY CE
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ANNUAL REPORT 2011-12 Contd... ANNE
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ANNUAL REPORT 2011-12 Contd... ANNE
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ANNUAL REPORT 2011-12 REGULATIONS F
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