- Page 1 and 2: DraftAnnual Accounts and Reportas a
- Page 4 and 5: C O N T E N T SConsolidated Account
- Page 6 and 7: Page no.* * *Extraordinary business
- Page 10 and 11: Costs continued to increase, up 6.6
- Page 12 and 13: - amendments to the company’s Art
- Page 14 and 15: totalled €2.2bn, as against €0.
- Page 16 and 17: In the twelve months ended 1 April
- Page 18: The real estate market in 2010 was
- Page 21 and 22: BALANCE-SHEET/PROFITSHEET/PROFIT-AN
- Page 23 and 24: BALANCE SHEETThe main balance-sheet
- Page 25 and 26: * Percentage of entire share capita
- Page 27 and 28: 44% of the fixed-income portfolio c
- Page 29 and 30: PROFIT AND LOSS ACCOUNTNet interest
- Page 31 and 32: Balance-sheet/profitsheet/profit-an
- Page 33 and 34: Corporate and Investment Banking30
- Page 35 and 36: Germany (8%). At the reporting date
- Page 37 and 38: eduction in the equity capital mark
- Page 39 and 40: Palladio executed 2,326 leases duri
- Page 41 and 42: equity funds recognized in the AFS
- Page 43 and 44: The year ended 30 June 2011 shows a
- Page 45 and 46: Retail and private banking30 June 2
- Page 47 and 48: Private banking30 June 2011CMB Banc
- Page 49 and 50: The company employs a total of 1,16
- Page 51 and 52: — Banca Esperia S.p.A., Milan (pr
- Page 53 and 54: its banking business, as assessed i
- Page 55 and 56: Declaration in respect of consolida
- Page 57 and 58: - 59
- Page 59 and 60:
CONSOLIDATED BALANCE SHEET *Assets3
- Page 61 and 62:
CONSOLIDATED PROFIT AND LOSS ACCOUN
- Page 63 and 64:
STATEMENT OF CHANGES TO NET EQUITYP
- Page 65 and 66:
CONSOLIDATED CASH FLOW STATEMENTDir
- Page 67 and 68:
NOTES TO THE ACCOUNTSPage no.Part A
- Page 69 and 70:
PART A - ACCOUNTING POLICIESSectcti
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1. Subsidiaries and jointly-control
- Page 73 and 74:
AFS assets are initially recognized
- Page 75 and 76:
the exposure. Cash flows from loans
- Page 77 and 78:
Equity investmentsThis heading cons
- Page 79 and 80:
Assets or groups of assets which ar
- Page 81 and 82:
Tax assets and liabilitiesIncome ta
- Page 83 and 84:
PART A.3 - INFORMATION ON FAIR VALU
- Page 85 and 86:
A.3.2.2 Annual changes in financial
- Page 87 and 88:
PART B - NOTES TOCONSOLIDATED BALAN
- Page 89 and 90:
2.2 Financial assets held for tradi
- Page 91 and 92:
4.2 AFS securities: by borrower/iss
- Page 93 and 94:
4.4 AFS securities: movements durin
- Page 95 and 96:
Section 6Heading 60 - Due from bank
- Page 97 and 98:
7.3 Due from customers: assets subj
- Page 99 and 100:
8.2 Hedging derivatives: by portfol
- Page 101 and 102:
10.2 Investments in subsidiaries, j
- Page 103 and 104:
10.3 Equity investments: movements
- Page 105 and 106:
12.3 Core tangible assets: movement
- Page 107 and 108:
Section 13Heading 130: Intangible a
- Page 109 and 110:
Section 14Asset heading 140 and Lia
- Page 111 and 112:
14.5 Changes in advance tax during
- Page 113 and 114:
Section 16Heading 160: Other assets
- Page 115 and 116:
Section 2Heading 20: Due to custome
- Page 117 and 118:
Section 4Heading 40: Trading liabil
- Page 119 and 120:
Section 8Heading 80 - Deferred liab
- Page 121 and 122:
12.2 Provisions: movements during t
- Page 123 and 124:
15.2 Share capital: changes in no.
- Page 125 and 126:
2. Assets pledged as collateral for
- Page 127 and 128:
1.3 Interest and similar income: ot
- Page 129 and 130:
2.2 Fee and commission expense: com
- Page 131 and 132:
Section 5Heading 90: Net hedging in
- Page 133 and 134:
Section 8Heading 130: Adjustments f
- Page 135 and 136:
Section 9Heading 150:1Net premium i
- Page 137 and 138:
10.3 Breakdown of sub-heading “Cl
- Page 139 and 140:
11.2 Average number of staff by cat
- Page 141 and 142:
Section 14Heading 210: Net adjustme
- Page 143 and 144:
Section 19Heading 270: Net gain (lo
- Page 145 and 146:
Section 22Heading 330: Net profit (
- Page 147 and 148:
PART E - INFORMATION ON RISKS ANDRE
- Page 149 and 150:
Consumer credit (Compass)Applicatio
- Page 151 and 152:
A.1.2Financial assets by portfolio/
- Page 153 and 154:
A.1.3Banking Group - cash and off-b
- Page 155 and 156:
A.1.7Banking Group - Cash exposures
- Page 157 and 158:
A.2 Exposures by internal and exter
- Page 159 and 160:
A.3.2 Banking Group - secured cash
- Page 161 and 162:
B.2 Banking Group - cash and off-ba
- Page 163 and 164:
B.4.a Credit risk indicatorsa) Gros
- Page 165 and 166:
loans (Bpm Securitisation Srl, €4
- Page 167 and 168:
C.1.3 Banking Group - exposures der
- Page 169 and 170:
C.1.5 Banking Group - total amount
- Page 171 and 172:
Since the reporting date, a third d
- Page 173 and 174:
C.2 Asset disposalsC.2.1 Banking Gr
- Page 175 and 176:
1.2 BANKING GROUP - MARKET RISK1.2.
- Page 177 and 178:
Table 1 - Value at risk and expecte
- Page 179 and 180:
Trends in VaR constituents Al
- Page 181 and 182:
Currency of denomination: US DOLLAR
- Page 183 and 184:
2. Regulatory trading book: cash ex
- Page 185 and 186:
minus last year). As is the case wi
- Page 187 and 188:
QUANTITATIVE INFORMATION1. Banking
- Page 189 and 190:
Currency of denomination: OTHERType
- Page 191 and 192:
1.2.3 EXCHANGE RATE RISKQUALITATIVE
- Page 193 and 194:
1.2.4FINANCIAL DERIVATIVE PRODUCTSA
- Page 195 and 196:
A.2.2Other derivativesType of trans
- Page 197 and 198:
A.4 Financial derivatives: negative
- Page 199 and 200:
A.6 OTC financial derivatives: trad
- Page 201 and 202:
A.8 OTC financial derivatives: bank
- Page 203 and 204:
B. CREDIT DERIVATIVESB.1 Credit der
- Page 205 and 206:
B.4 OTC credit derivatives: gross p
- Page 207 and 208:
C. CREDIT AND FINANCIAL DERIVATIVES
- Page 209 and 210:
1. Financial assets and liabilities
- Page 211 and 212:
Currency of denomination: OTHERItem
- Page 213 and 214:
1.5 BANKING GROUP - OTHER RISKSQUAL
- Page 215 and 216:
B.2 AFS valuation reserves: composi
- Page 217 and 218:
Section 2REGULATORY AND SUPERVISORY
- Page 219 and 220:
B. Quantitativuantitative e informa
- Page 221 and 222:
PART G - COMBINATIONS INVOLVING GRO
- Page 223 and 224:
PART H - RELATED PARTY DISCLOSURE1.
- Page 225 and 226:
PART I - SHARE-BASED PAYMENT SCHEME
- Page 227 and 228:
B. QUANTITATIVE INFORMATION1. Chang
- Page 229 and 230:
A.2 Balance-sheet data by business
- Page 231 and 232:
B.2 Balance-sheet data by geograohi
- Page 233 and 234:
AGENDAOrdinary business1. Financial
- Page 235 and 236:
REVIEW OF OPERATIONSOVERVIEWIn the
- Page 237 and 238:
FINANCIAL HIGHLIGHTSThe profit and
- Page 239 and 240:
REVIEW OF KEY ITEMSLoans and advanc
- Page 241 and 242:
Funding30/6/10 30/6/11€m €mDepo
- Page 243 and 244:
Equity investmentsPercentageshareho
- Page 245 and 246:
valuation reserve was in negative t
- Page 247 and 248:
The number of treasury shares held
- Page 249 and 250:
Loan loss provisionsLoan loss provi
- Page 251 and 252:
— approval of the ICAAP procedure
- Page 253 and 254:
Proposed allocation of profit for t
- Page 255 and 256:
STATUTORY AUDIT COMMITTEE’S REPOR
- Page 257 and 258:
committee was instituted. The Statu
- Page 259 and 260:
monitoring the initiatives being im
- Page 261 and 262:
272 -confirmed that the various met
- Page 263 and 264:
- authorization to the Board of Dir
- Page 265 and 266:
- 277
- Page 267 and 268:
MEDIOBANCA S.p.A. BALANCE SHEET *As
- Page 269 and 270:
MEDIOBANCA S.p.A. PROFIT AND LOSS A
- Page 271 and 272:
STATEMENT OF CHANGES TO AVERAGE MED
- Page 273 and 274:
MEDIOBANCA CASH FLOW STATEMENTDirec
- Page 275 and 276:
NOTES TO THE ACCOUNTSPage no.Part A
- Page 277 and 278:
PART A - ACCOUNTING POLICIESSection
- Page 279 and 280:
AFS assets are initially recognized
- Page 281 and 282:
take account of anticipated collect
- Page 283 and 284:
All of these categories are stated
- Page 285 and 286:
Payables, debt securities in issue
- Page 287 and 288:
Advance tax assets are recognized i
- Page 289 and 290:
PART A.3 - INFORMATION ON FAIR VALU
- Page 291 and 292:
A.3.2.2 Annual changes in financial
- Page 293 and 294:
PART B - NOTES TO BALANCE SHEET *Se
- Page 295 and 296:
2.2 Financial assets held for tradi
- Page 297 and 298:
4.2 AFS securities: by borrower/iss
- Page 299 and 300:
5.2 Financial assets held to maturi
- Page 301 and 302:
Section 7Heading 70: Due from custo
- Page 303 and 304:
Section 8Heading 80: Hedging deriva
- Page 305 and 306:
10.2 Investments in subsidiaries, j
- Page 307 and 308:
— the time horizon of the investm
- Page 309 and 310:
11.3 Core tangible assets: movement
- Page 311 and 312:
Section 12Heading 120: Intangible a
- Page 313 and 314:
Section 13Asset heading 130 and Lia
- Page 315 and 316:
13.6 Changes in deferred tax during
- Page 317 and 318:
LiabilitiesSection 1Heading 10: Due
- Page 319 and 320:
Section 4Heading 40: Trading liabil
- Page 321 and 322:
Section 8Heading 80 - Deferred liab
- Page 323 and 324:
12.4 Other provisionsPost-employmen
- Page 325 and 326:
14.3 Regulatory capital requirement
- Page 327 and 328:
4. Assets managed and traded on beh
- Page 329 and 330:
1.3 Interest and similar income: ot
- Page 331 and 332:
2.2 Fee and commission income: by p
- Page 333 and 334:
Section 4Heading 80: Net trading in
- Page 335 and 336:
Section 6Heading 100: Gains (losses
- Page 337 and 338:
8.3 Adjustments for impairment to f
- Page 339 and 340:
9.2 Average number of staff by cate
- Page 341 and 342:
Section 13Heading 130: Other operat
- Page 343 and 344:
18.2 Reconciliation between theoret
- Page 345 and 346:
PART E - INFORMATION ON RISKS ANDRE
- Page 347 and 348:
QUANTITATIVE INFORMATIONA.A. CREDIT
- Page 349 and 350:
A.1.2. a Exposures to sovereign deb
- Page 351 and 352:
A.1.4 Cash exposures to banks: tren
- Page 353 and 354:
A.1.8 Cash exposures to customers:
- Page 355 and 356:
A.3.2 Secured impaired cash exposur
- Page 357 and 358:
B.2 Cash and off-balance-sheet expo
- Page 359 and 360:
B.4 Large risks30/6/11 30/6/10a) Bo
- Page 361 and 362:
total approx. €32.1m, and chiefly
- Page 363 and 364:
C.1.3 Exposures deriving from main
- Page 365 and 366:
C.1.5 Total amount of securitized a
- Page 367 and 368:
C.2.2 Financial liabilities in resp
- Page 369 and 370:
QUANTITATIVE INFORMATIONThis year h
- Page 371 and 372:
Table 2: Value at risk and expected
- Page 373 and 374:
1. Regulatory trading book: by outs
- Page 375 and 376:
Currency of denomination: OTHERSTyp
- Page 377 and 378:
2.2 INTEREST RATE AND PRICE RISK -
- Page 379 and 380:
QUANTITATIVE INFORMATION1. Banking
- Page 381 and 382:
Currency of denomination: OTHERSTyp
- Page 383 and 384:
2.3 EXCHANGE RATE RISKRisks derivin
- Page 385 and 386:
A.2 Banking book: average and repor
- Page 387 and 388:
A.3 Financial derivatives: positive
- Page 389 and 390:
A.5 OTC financial derivatives: trad
- Page 391 and 392:
A.7 OTC financial derivatives: bank
- Page 393 and 394:
A.9 OTC financial derivatives by ma
- Page 395 and 396:
B.2 OTC credit derivatives: gross p
- Page 397 and 398:
B.5 OTC credit derivatives: gross p
- Page 399 and 400:
Section 3Liquidity riskQUALITATIVE
- Page 401 and 402:
1. Financial assets and liabilities
- Page 403 and 404:
Currency of denomination: OTHERSTyp
- Page 405 and 406:
PART F - INFORMATION ON CAPITALSect
- Page 407 and 408:
Section 2Regulatory and supervisory
- Page 409 and 410:
2.3 Capital adequacyA. QUALITATIVE
- Page 411 and 412:
STOCK OPTIONS GRANTED TO DIRECTORS,
- Page 413 and 414:
2. Related party disclosureAt a Boa
- Page 415 and 416:
PART I - SHARE-BASED PAYMENT SCHEME
- Page 417 and 418:
B. QUALITATIVE INFORMATION1. Change
- Page 419 and 420:
AssetsCONSOLIDATED BALANCE SHEET (I
- Page 421 and 422:
CONSOLIDATED PROFIT AND LOSS ACCOUN
- Page 423 and 424:
Liabilities and net equityIAS-compl
- Page 425 and 426:
TABLE AASSET REVALUATION STATEMENT
- Page 427 and 428:
BANKS AND FINANCIAL COMPANIES (IAS/
- Page 429 and 430:
BANKS AND FINANCIAL COMPANIES (IAS/
- Page 431 and 432:
BANKS AND FINANCIAL COMPANIES (IAS/
- Page 433 and 434:
BANKS AND FINANCIAL COMPANIES (IAS/
- Page 435 and 436:
BANKSTABLE B (cont.)PROFIT AND LOSS
- Page 437 and 438:
OTHER GROUP COMPANIESTABLE B (cont.
- Page 439 and 440:
OTHER FINANCIAL COMPANIES (IAS/IFRS
- Page 441 and 442:
OTHER FINANCIAL COMPANIES (IAS/IFRS
- Page 443 and 444:
OTHER NON-FINANCIAL UNDERTAKINGS (I
- Page 445 and 446:
OTHERS (IAS/IFRS)TABLE B (cont.)BAL
- Page 447 and 448:
OTHERS (IAS/IFRS)TABLE B (cont.)PRO
- Page 449 and 450:
ASSOCIATE COMPANIESTABLE C (cont.)A
- Page 451 and 452:
OTHER ASSOCIATED UNDERTAKINGSTABLE
- Page 453 and 454:
OTHER ASSOCIATED UNDERTAKINGSPROFIT
- Page 455 and 456:
OTHER ASSOCIATED UNDERTAKINGSTABLE
- Page 457 and 458:
OTHER ASSOCIATED UNDERTAKINGSTABLE
- Page 459 and 460:
OTHER ASSOCIATED UNDERTAKINGSTABLE
- Page 461 and 462:
OTHER ASSOCIATED UNDERTAKINGSTABLE
- Page 463 and 464:
TABLE D (cont.)Sharecapital€mPar
- Page 465 and 466:
FEES PAID FOR AUDITING AND SUNDRY O
- Page 467 and 468:
In the event of just one list being
- Page 469 and 470:
In the event of only one list being
- Page 471 and 472:
The main updates to the remuneratio
- Page 473 and 474:
At the Group level the following re
- Page 475 and 476:
e. Holding period for deferred bonu
- Page 477 and 478:
B)B) NEW STAFF REMUNERATION N POLIC
- Page 479 and 480:
GroupMediobanca identificationNo. o
- Page 481 and 482:
d. Correlation between remuneration
- Page 483 and 484:
e. Structure of variable componentT
- Page 485 and 486:
g. Performance share schemeIn conne
- Page 487 and 488:
j. Remuneration structure for non-e
- Page 489 and 490:
Extraordinary businessPROPOSAL TO A
- Page 491 and 492:
MEDIOBANCA ARTICLES OF ASSOCIATIONE
- Page 493 and 494:
nominal amount of up to Euro 2bn to
- Page 495 and 496:
Shareholders authorized to attend a
- Page 497 and 498:
SECTION IVManagementArticle 13The B
- Page 499 and 500:
candidates may only feature in one
- Page 501 and 502:
Article 16Meetings of the Board of
- Page 503 and 504:
ii)Directors have left office, for
- Page 505 and 506:
Directors who are also part of the
- Page 507 and 508:
the Board of Directors, Managing Di
- Page 509 and 510:
him and to ensure that the administ
- Page 511 and 512:
shareholders’ possession at the d
- Page 513 and 514:
submitted is appointed as Chairman
- Page 515 and 516:
TITOLO VIIFinancial Year and Balanc
- Page 517 and 518:
hereby resolve:1. to rescind, in re
- Page 519 and 520:
one or more tranches by and no late
- Page 521 and 522:
ANNUAL STATEMENT ON CORPORATE GOVER
- Page 523 and 524:
SHARE CAPITAL AND OWNERSHIPThe Bank
- Page 525 and 526:
GLI ORGANI SOCIALI- Shareholders in
- Page 527 and 528:
The Board of Directors appointed on
- Page 529 and 530:
5) appointment and dismissal of the
- Page 531 and 532:
The Chairman is responsible for ens
- Page 533 and 534:
Remunerations committeeIndependent
- Page 535 and 536:
EXECUTIVE COMMITTEE: ROLE AND COMPO
- Page 537 and 538:
The Board of Directors establishes
- Page 539 and 540:
provide that lists may only be subm
- Page 541 and 542:
As part of their duties, the Statut
- Page 543 and 544:
ORGANIZATION MODEL INSTITUTED PURSU
- Page 545 and 546:
The compliance unit reports to the
- Page 547 and 548:
Any gaps that emerge from the testi
- Page 549 and 550:
Table 2: STATUTORYTATUTORY AUDITCOM
- Page 551 and 552:
Annex - Posts held in other financi
- Page 553 and 554:
NamePosition held inMediobancaPosts