Citigroup Inc.

CONSOLIDATED BALANCE SHEETCitigroup Inc. and SubsidiariesDecember 31,In millions of dollars, except shares 2010 2009AssetsCash and due from banks (including segregated cash and other deposits) $ 27,972 $ 25,472Deposits with banks 162,437 167,414Federal funds sold and securities borrowed or purchased under agreements to resell (including $87,512 and $87,812as of December 31, 2010 and 2009, respectively, at fair value) 246,717 222,022Brokerage receivables 31,213 33,634Trading account assets (including $117,554 and $111,219 pledged to creditors at December 31, 2010 and 2009, respectively) 317,272 342,773Investments (including $12,546 and $15,154 pledged to creditors at December 31, 2010 and 2009, respectively, and$281,174 and $246,429 at December 31, 2010 and 2009, respectively, at fair value) 318,164 306,119Loans, net of unearned incomeConsumer (including $1,745 and $34 as of December 31, 2010 and 2009, respectively, at fair value) 457,632 424,057Corporate (including $2,627 and $1,405 at December 31, 2010 and 2009, respectively, at fair value) 191,162 167,447Loans, net of unearned income $ 648,794 $ 591,504Allowance for loan losses (40,655) (36,033)Total loans, net $ 608,139 $ 555,471Goodwill 26,152 25,392Intangible assets (other than MSRs) 7,504 8,714Mortgage servicing rights (MSRs) 4,554 6,530Other assets (including $19,319 and $12,664 as of December 31, 2010 and 2009, respectively, at fair value) 163,778 163,105Total assets $1,913,902 $1,856,646The following table presents certain assets of consolidated variable interest entities (VIEs), which are included in the Consolidated Balance Sheet above. The assetsin the table below include only those assets that can be used to settle obligations of consolidated VIEs on the following page, and are in excess of those obligations.December 31, 2010Assets of consolidated VIEs that can only be used to settle obligations of consolidated VIEsCash and due from banks $ 799Trading account assets 6,509Investments 7,946Loans, net of unearned incomeConsumer (including $1,718 at fair value) 117,768Corporate (including $425 at fair value) 23,537Loans, net of unearned income $141,305Allowance for loan losses (11,346)Total loans, net $129,959Other assets 680Total assets of consolidated VIEs that can only be used to settle obligations of consolidated VIEs $145,893Statement continues on the next page152