Citigroup Inc.

Loan Maturities and Fixed/Variable Pricing CorporateLoansIn millions of dollars at year endDuewithin1 yearOver 1 yearbut within5 yearsOver 5yearsTotalCorporate loan portfoliomaturitiesIn U.S. officesCommercial andindustrial loans $ 9,559 $ 2,507 $ 2,268 $ 14,334Financial institutions 19,881 5,215 4,717 29,813Mortgage and real estate 13,133 3,445 3,115 19,693Lease financing 943 247 223 1,413Installment, revolvingcredit, other 8,429 2,211 2,000 12,640In offices outside the U.S. 69,874 32,910 11,457 114,241Total Corporate loans $121,819 $46,535 $23,780 $192,134Fixed/variable pricing ofcorporate loans withmaturities due after oneyear (1)Loans at fixed interest rates $ 9,730 $ 9,436Loans at floating or adjustableinterest rates 36,805 14,344Total $46,535 $23,780(1) Based on contractual terms. Repricing characteristics may effectively be modified from time to timeusing derivative contracts. See Note 23 to the Consolidated Financial Statements.U.S. Consumer Mortgage LendingOverviewCiti’s North America Consumer mortgage portfolio consists of both firstand second mortgages. As set forth in the table below, as of December 31,2010, the first mortgage portfolio totaled approximately $102 billion whilethe second mortgage portfolio was approximately $49 billion. Although themajority of the mortgage portfolio is reported in LCL within Citi Holdings,there are $20 billion of first mortgages and $4 billion of second mortgagesreported in Citicorp.U.S. Consumer Mortgage and Real Estate LoansIn millions of dollars at year end 2010Duewithin1 yearOver 1 yearbut within5 yearsOver 5yearsTotalU.S. Consumer mortgageloan portfolio typeFirst mortgages $17,601 $18,802 $ 66,086 $102,489Second mortgages 478 9,107 39,395 48,980Total $18,079 $27,909 $105,481 $151,469Fixed/variable pricing ofU.S. Consumermortgage loans withmaturities due after one yearLoans at fixed interest rates $ 2,662 $ 80,327Loans at floating or adjustableinterest rates 25,247 25,154Total $27,909 $105,48192